I have no idea what to do. What little insurance money she had left after her funeral expenses were paid went to pay for her footmarker, flowers and clothes to be buried in. I don't know what they want. She had no children and only 1 sister left. She had no house, or any assets.
iglo572 had some very insightful comments.
For my mom - died last year - the NOI with a multipage questionnaire was sent about 9 weeks after death. 2 identical mailings were sent of which 1 was addressed to me as I was the DPOA and contact on file and then another mailed "estate of". Just because it was addressed to me did not mean that I was responsible for repaying Medicaid, it was a "notice" of a debt of my mom's estate. Legal size envelope. Questionnaire very specific as to assets, eg. bank balance, tax assessor value on home, life insurance details and payable to whom; info on will, etc. and has a pretty tight timeframe to submit with documentation required if you are doing any exemptions or exclusions. It's my take that the questionnaire is done for both the state and the MERP contractor to determine IF there are exemptions or exclusions to recovery and the status for each heirs; what assets exist and probable value; IF there is a will and IF probate is likely to be opened; and IF it seems that its' cost effective to do a recovery either by placing a lien or becoming a claimant against the estate if family is indicating they are opening probate.
Quite a few states have turned MERP over to an outside contractor. I'd look carefully at the letter to see just who is sending it. If it's an outside contractor it should clearly show this on letterhead & or within the NOI.
If there is no estate, no assets, no property, no insurance policy that had the beneficiary to be the deceased estate, then any debts against the estate are basically out of luck. If she was on Medicaid, she was basically impoverished with no more than 2K in non-exempt assets to begin with. If she had no home or estate payable insurance, it makes sense that there could be no $$. If this is the situation, whomever was named executor in the will could send a certified letter stating that the elder died impoverished with no assets and it is your understanding that as such there was no need to open probate, be appointed executor as no assets to probate or funds to do so and you consider the matter closed.
? for you?, the insurance $ that was used for burial, the beneficiary…..was it indicated on the policy to go to named individuals (family, friends, executor)? OR was it to her estate?