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How are they managing their medications?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
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I would say if Mom tries to change bank accounts SS will question it. Checks are now direct deposited. She would have to prove that grandmom is no longer competent to handle her own finances and will need to become Moms payee. SS does not recognize POAs.
I would think, as any other government agency, that SSI requests bank statements when renewed. Co-mingling her and Moms money is not wise. She could lose her SSI and Medicaid if she gets it. And if Gma ever needs Medicaid it will cause problems. So, its not wise doing this.
Your mother should not do this. Not just for the reasons already described which are 100% accurate but also because yes, it can cause her to lose her SSI. SSI is income based. Your mother cannot have the retirement income deposited in her name because it will bring her monthly income over the limit for SSI eligibility. She can be added as a signer on your grandmothers bank account & that will allow her to use the account to pay your grandmothers bills.
Bad idea to co-mingle funds at all, let alone given the POA's financial circumstances. She will find it much easier to keep clear, accountable records of your grandmother's income and outgoings if she opens a dedicated bank account strictly for that purpose. I would expect the bank to be able to guide her about the best way to do this with power of attorney - the account will be in your grandmother's name, but with your mother as POA being the authorised signatory, I think that's how it works, roughly.
It is illegal for a POA to enrich themselves with the assets of the person they are acting as POA for. That is the first no-no. Even were it legal to do this, it is morally wrong. Even were it not illegal and immoral, your mother would almost certainly lose supplemental by upping her income in this way. It sounds as though your Mom doesn't understand AT ALL what she is to do as POA. There are entire books written about it, but were I you I would encourage her to seek an hour of time with an elder law attorney to explain her fiduciary duties to her; THIS she can pay for on her Mother's income, because it involves learning how to handle her mother's assets. Do know that Fiduciary responsibility includes careful and meticulous record keeping so that your Mom can answer for every single cent spent out of her Mother's assets.
It may be possible but I'm pretty sure it's frowned upon, if not downright illegal. Her mother's money is for HER care, now, whether she wants to 'help out' with the household expenses is one thing, but I believe that she should keep funds separate and with complete transparency.
People think POA means an income. Really? Being someone's POA is a pain. Just MHO.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I would think, as any other government agency, that SSI requests bank statements when renewed. Co-mingling her and Moms money is not wise. She could lose her SSI and Medicaid if she gets it. And if Gma ever needs Medicaid it will cause problems. So, its not wise doing this.
Even were it legal to do this, it is morally wrong.
Even were it not illegal and immoral, your mother would almost certainly lose supplemental by upping her income in this way.
It sounds as though your Mom doesn't understand AT ALL what she is to do as POA. There are entire books written about it, but were I you I would encourage her to seek an hour of time with an elder law attorney to explain her fiduciary duties to her; THIS she can pay for on her Mother's income, because it involves learning how to handle her mother's assets. Do know that Fiduciary responsibility includes careful and meticulous record keeping so that your Mom can answer for every single cent spent out of her Mother's assets.
People think POA means an income. Really? Being someone's POA is a pain. Just MHO.