Mom has friends/helpers drive her to appointments. She is planning on letting her driver's license expire and not get it renewed as she does not want to drive anymore, which I think is a very wise decision. However, she feels safe in her car and does not want her helpers to use their cars to get her places. She complains that they are not well kept and she just feels safer in her own car. How can she keep her insurance but not her license?
My husband was hit as a pedestrian by a motorcycle driver with very little insurance. He had to sue his own insurance for loss.
My daughter's car was hit in a parking lot when she was working. The driver fled but a witness left a note. The driver was a 15 year old without a license. The owner of the car was the girl's mothers boyfriend. We went after his insurance for damages to the car which were substantial.
We are not ambulance chasers. We just have hit the lottery with lawsuits. I could go on but I am sure you get my point.
Hopefully your mother trusts those driving her. There just can be scenarios unforseen until they happen. I will hope they never do for your family.
You might want to check with the insurance company and let them know that
1. The car will only be driven a few miles. Might even get one of the plans that insurance is based on miles driven.
2. Let them know that others will be driving NOT mom. Most insurance covers authorized drivers and most people that have insurance are also covered when they drive someone else's vehicle.
Insurance companies do not ask if you have a license. But the DMV does ask you if you have insurance.
(A family friend was blind and owned a car, he had a driver. The car was registered and insurance was paid by the blind owner)