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Not sure how the legal side of this works but in my LO’s progression of care, she went from AL level to MC level a matter of weeks after entering geriatric residential life, and although some of her self care abilities were above those of her MC peers, it quickly became clear to us that she needed MC.

It sounds as though “I am fed up with his ALF”, places you on the right track, with the right perspective about your dad’s care.

Specific to your question, “our” MC always solved problems quickly WITHOUT needing extra help. There ARE some good ones around.

Your father is lucky to have a diligent, “dutiful” daughter.
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No, insurance will not pay for a private caregiver. Sounds like time to move dad. His needed care is beyond what assisted living is able to provide.
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