I have gone through my savings I called IHSS for help and they told me my mom has to pay me because she makes to much money--She gets 1525.00 a month she pays rent of 1125.00 plus pg&e and some food. Now how is she going to pay me if she has maybe has a few dollars left--So now we will lose my car and the apartment in a couple of months I don't understand why its so hard. I feel like I am failing my mother.
They have all kinds of information and resources that might be of some use, might be able to help you sort things out so you both keep sheltered.
Also talk with DSHS--welfare--to see if YOU can get some help--
If you have medical issues that prevent your working, have you applied for Disability?
If not, DSHS might help tide you out a bit, while applications are made.
Your finances are separate from your Mom's.
Please take care to keep finances separated--mingling things can cause other messes.
Also, talk with unemployment, if you were laid off or fired--you may be able to get Unemployment?
More information is needed, in order to respond in ways that are really useful.
You might could use someone to help really scrutinize the finances, to learn how to arrange things better.
Might need to find cheaper rent somewhere.
It's possible there might be Senior housing in your region, that has sliding-scale per income.
Usually, those apartments are 1-bed, 1-bath tiny units.
But some are 2 bed. units.
Usually, low income housing like that has a long waiting list--but one never knows--one can get lucky--you have to apply to them, to get on the waiting list.
Are you trying to make payments on a higher-value car from when you were working? Might it be easier to just let it be repo'd?
OR, find someone to take over the payments to preserve credit, and go find a cheaper car--so at least you have wheels for moving, appointments, etc.
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