I have been living with and caring for my now 84 year old Mom. I have been living with her for 11 years as she did not want to be alone. I stopped working due to her being so scared to be alone several years ago She had been developing dementia for several years and it is getting worse, She has always said I will have her home when she dies. As her dementia is getting worse I do not feel this is true and today she said to me "you think you are staying here when I die...is that what you have been telling people?" I nearly fell over with shock. I could have been working for years now and stopped about five years ago. My savings are nearly gone and now I am on disability but I fear I am not going to have a home when she passes. I am scared to death. I can not afford to pay rent. This place is paid for and taxes etc are well less than an apartment would be for me. What can I do?
Have a plan in case that house doesn't fall into your lap. Have a plan because right now your fate is in the hands of someone else. Figure things out for yourself. While I have lupus and associated illnesses I can still work while on disability. Anyone can. And it feels good to stand on my own and be self-supporting. I cared for my dad for years in my home. I earned a life of my own, a life that I pay for. I used to worry "What am I going to do?" But when it came right down to it I figured it out and so will you.
He does nothing to help, other than a social visit out to dinner with his wife and they take Mom along. She does not plan reverse mortgage. There are other assets in way of stocks and savings.