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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Check out the Navy Federal Credit Union. I don't know much about them but they're mentioned occasionally or have ads in a military newsletter I get.
Chase and subsequently Bank of America began programs for vets. I believe Chase's programs are primarily limited to nominal benefits on checking accounts, but there may be some loan programs available. BoA was a more recent jump on the military bandwagon convert, and I would avoid dealing with them at any cost, even if they gave you an interest free loan and toasters and microwave ovens as inducements.
You might also check the VA directly - there are so many different programs.
The most helpful publication I've seen is one I've gotten at Area Agency on Aging conferences that's published by the GPO:
Chapter 16 might have helpful information. It addresses other sources of assistance, including HUD: HUDVET, call 1-800-998-9999 or www.hud.gov/hudvet. It might be that you can get assistance for other debt to free up some cash for a downpayment.
I got a lot of hits on "loans for veterans": https://www.google.com/?gws_rd=ssl#q=loans+for+veterans and "vehicle loans for veterans": https://www.google.com/?gws_rd=ssl#q=vehicle+loans+for+veterans
One of the hits stated that the military does not have a vehicle loan program for veterans, however, there are a lot of hits for organizations that do. It looks as if most of these are commercial sites rather than government sites. You may have some research to do to wade through the hits, but hopefully you can find something helpful.
I don't know of anything else offhand. You could, however, contact a local VFW or American Legion post and ask for the regional office that assists veterans with qualification. That office might know of some benefits. I think the military organizations might be the best source for quicker answers in the long run. They might also be more likely to know which sources are reputable. It wouldn't surprise me if there are a lot of scumbags ready to prey on vets.
I'm wondering though if you've tried turning the issue around, and instead first contacting agencies or companies that assist with financing for assistive, adaptive vehicles? I've seen some of these vehicles on display at Area Agency on Aging conferences. That might be another route.
Thank you for the tip. Part of his problem has been the downpayment. He went to his bank of over 30 years and could not even get the 2000 needed loaned to him. Does anyone know of military friendly reputable sources of loans?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Chase and subsequently Bank of America began programs for vets. I believe Chase's programs are primarily limited to nominal benefits on checking accounts, but there may be some loan programs available. BoA was a more recent jump on the military bandwagon convert, and I would avoid dealing with them at any cost, even if they gave you an interest free loan and toasters and microwave ovens as inducements.
You might also check the VA directly - there are so many different programs.
The most helpful publication I've seen is one I've gotten at Area Agency on
Aging conferences that's published by the GPO:
http://www.va.gov/opa/publications/benefits_book.asp
Chapter 16 might have helpful information. It addresses other sources of assistance, including HUD: HUDVET, call 1-800-998-9999 or www.hud.gov/hudvet. It might be that you can get assistance for other debt to free up some cash for a downpayment.
I got a lot of hits on "loans for veterans": https://www.google.com/?gws_rd=ssl#q=loans+for+veterans and "vehicle loans for veterans":
https://www.google.com/?gws_rd=ssl#q=vehicle+loans+for+veterans
One of the hits stated that the military does not have a vehicle loan program for veterans, however, there are a lot of hits for organizations that do. It looks as if most of these are commercial sites rather than government sites. You may have some research to do to wade through the hits, but hopefully you can find something helpful.
I don't know of anything else offhand. You could, however, contact a local VFW or American Legion post and ask for the regional office that assists veterans with qualification. That office might know of some benefits. I think the military organizations might be the best source for quicker answers in the long run. They might also be more likely to know which sources are reputable. It wouldn't surprise me if there are a lot of scumbags ready to prey on vets.
I'm wondering though if you've tried turning the issue around, and instead first contacting agencies or companies that assist with financing for assistive, adaptive vehicles? I've seen some of these vehicles on display at Area Agency on Aging conferences. That might be another route.
Good luck!