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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Parents 94 and 89. I will be leaving my job and home to live in as their caregiver. They are not vets. Can I get paid a wage since I am not going to earn an income? To who and how do I apply for these services.
I echo the previous comments, especially this one: "Your parents have seven children. Why is it you who is shouldering this responsibility?"
If you're the one moving in for 24/7 care, what are your siblings going to be doing (or not doing)? How old is your mother, and what are her issues?
Do you really know what you would be getting into for yourself?
And, yes, what about your H?
What is your parents' financial situation -- can THEY pay you? Would you get what you deserve? If they have money, then you really do need to safeguard your own future. They should pay you with an official caregiving contract.
And why aren't facilities for them being looked into?
You have received some great information and been asked some great questions that you need to consider before you quit your job to become your parents’ “Full-time” caregiver.
Even though you have experience working in medical offices for 30 years, you might find that you are not prepared for taking care of your parents ALL BY YOURSELF with NO assistance from anyone else.
Many health care professionals who take care of their parents 24 hours/day, 7 days/week, 365 days/year will tell you that it is not the same as working in a hospital, medical clinic, or even a nursing home---because at these places, you only work a few hours a day and can go home after work AND you have someone else who you can call to help you if you are having trouble handling the “patient”.
When you live with your parents as their caregiver, you NEVER have any time OFF. You are ALWAYS ON DUTY!! You will find that you sleep with one ear and one eye open especially if a parent has dementia, tends to wander or fall, or needs assistance with ADLs during the night. You will not be able to leave the house to go shopping or to a movie or to church or ….. because your siblings most likely will not stay with your parents “for a couple of hours” or “a couple of days” while you take some time for yourself.
This website has several great articles related to caregiving. Click on “Care Topics” on the Blue Ribbon on the top of the webpage and go to “Activities of Daily Living”, “Caregiving”, “Care Decisions”, ”Caregiver Support”, etc.
Do you have your own health insurance through your current employment or are you old enough to qualify for Medicare and a Medicare Supplement Insurance?
If you have your own health insurance through your employer or through the ACA Marketplace; do not quit your job until AFTER your parents and you have signed the Family Caregiver Contract (written by the Elder Care Attorney) and you BEGIN to receive payments as your parents' caregiver.
The Affordable Care Act Health Insurance requires you to receive a paycheck in order to qualify for health insurance because it is a tax credit and you have to file a tax return to qualify. Once you have an income of $12,000/year and file a tax return, then you qualify for the ACA Marketplace Health Insurance and will be able to purchase health insurance for $100+/- per month. If you have NO INCOME, then you have to purchase health insurance from an "Independent" Health Insurance Company that sells health insurance in your state and not from Marketplace health insurance companies. The premium from an "Independent" Health Insurance Company can be as high as $1,000 to $1,500 per MONTH.
I commend you for wanting to help your parents so much. However, I caution you to do so with your eyes WIDE OPEN. Being a Family Caregiver that lives in the same house as the family member that you are taking care of is very, very challenging and stressful. Search this website for postings from other caregivers and read what they have said about their experiences as Family Caregivers. Good Luck.
Shes married to a doctor and likely has health insurance through him. She can still get medi-cal without a paycheck if she’s not actually married and on his insurance. You don’t have to have an income to qualify for medi-cal.
Is your husband also moving in to your parents' home? Why must you give up your job?
Your parents have seven children. Why is it you who is shouldering this responsibility?
Suppose - just suppose - you didn't. What would your parents do then?
It is not necessarily a bad idea, and I am not simply saying "don't do it." But if you are going to do it, do it properly. Before you leave your job and move house, you need to talk to your parents and agree with them:
financial Power of Attorney, for when they cannot manage their own money; medical POA/health care proxies, for when they cannot manage health and welfare decisions; a caregiving contract, so that they can pay you for services they would otherwise have to buy from non-family providers, without affecting possible future Medicaid applications.
But you should also look ahead and consider what their likely care needs are and whether in fact you will be able to meet them. Your father has Alzheimer's Disease. Are you confident that you will be able to continue looking after him at home? What support will you have so that you do not burn out?
It may be better if you continue to work and hire caregivers to look after your parents during the day, just for example. There will be a range of options to think about. What you mustn't do is cross your fingers, move in and hope for the best - it'll be a mess and you'll be sorry.
If your parents cannot afford to pay you......Every state has programs that pay family caregivers.some are through the state medicaid program, some are not.
however all of these are for low income people and have income & asset requirements. I see that you are in California. If your parents are on medi-cal, they may be eligible for in-home support services which would pay you but it’s minimum wage pay and you won’t be paid for 24/7 caregiving. If they aren’t eligible for medi-cal then they aren’t eligible for IHSS and you can’t be paid unless your parents pay you.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If you're the one moving in for 24/7 care, what are your siblings going to be doing (or not doing)? How old is your mother, and what are her issues?
Do you really know what you would be getting into for yourself?
And, yes, what about your H?
What is your parents' financial situation -- can THEY pay you? Would you get what you deserve? If they have money, then you really do need to safeguard your own future. They should pay you with an official caregiving contract.
And why aren't facilities for them being looked into?
Even though you have experience working in medical offices for 30 years, you might find that you are not prepared for taking care of your parents ALL BY YOURSELF with NO assistance from anyone else.
Many health care professionals who take care of their parents 24 hours/day, 7 days/week, 365 days/year will tell you that it is not the same as working in a hospital, medical clinic, or even a nursing home---because at these places, you only work a few hours a day and can go home after work AND you have someone else who you can call to help you if you are having trouble handling the “patient”.
When you live with your parents as their caregiver, you NEVER have any time OFF. You are ALWAYS ON DUTY!! You will find that you sleep with one ear and one eye open especially if a parent has dementia, tends to wander or fall, or needs assistance with ADLs during the night. You will not be able to leave the house to go shopping or to a movie or to church or ….. because your siblings most likely will not stay with your parents “for a couple of hours” or “a couple of days” while you take some time for yourself.
This website has several great articles related to caregiving. Click on “Care Topics” on the Blue Ribbon on the top of the webpage and go to “Activities of Daily Living”, “Caregiving”, “Care Decisions”, ”Caregiver Support”, etc.
https://www.agingcare.com/topics/36/new-to-caregiving
https://www.agingcare.com/articles/elder-care-plan-set-yourself-up-for-success-as-a-caregiver-195531.htm
https://www.agingcare.com/Articles/strategies-for-getting-and-staying-organized-while-caregiving-164830.htm
Do you have your own health insurance through your current employment or are you old enough to qualify for Medicare and a Medicare Supplement Insurance?
If you have your own health insurance through your employer or through the ACA Marketplace; do not quit your job until AFTER your parents and you have signed the Family Caregiver Contract (written by the Elder Care Attorney) and you BEGIN to receive payments as your parents' caregiver.
The Affordable Care Act Health Insurance requires you to receive a paycheck in order to qualify for health insurance because it is a tax credit and you have to file a tax return to qualify. Once you have an income of $12,000/year and file a tax return, then you qualify for the ACA Marketplace Health Insurance and will be able to purchase health insurance for $100+/- per month. If you have NO INCOME, then you have to purchase health insurance from an "Independent" Health Insurance Company that sells health insurance in your state and not from Marketplace health insurance companies. The premium from an "Independent" Health Insurance Company can be as high as $1,000 to $1,500 per MONTH.
I commend you for wanting to help your parents so much. However, I caution you to do so with your eyes WIDE OPEN. Being a Family Caregiver that lives in the same house as the family member that you are taking care of is very, very challenging and stressful. Search this website for postings from other caregivers and read what they have said about their experiences as Family Caregivers. Good Luck.
Why must you give up your job?
Your parents have seven children. Why is it you who is shouldering this responsibility?
Suppose - just suppose - you didn't. What would your parents do then?
It is not necessarily a bad idea, and I am not simply saying "don't do it." But if you are going to do it, do it properly. Before you leave your job and move house, you need to talk to your parents and agree with them:
financial Power of Attorney, for when they cannot manage their own money;
medical POA/health care proxies, for when they cannot manage health and welfare decisions;
a caregiving contract, so that they can pay you for services they would otherwise have to buy from non-family providers, without affecting possible future Medicaid applications.
But you should also look ahead and consider what their likely care needs are and whether in fact you will be able to meet them. Your father has Alzheimer's Disease. Are you confident that you will be able to continue looking after him at home? What support will you have so that you do not burn out?
It may be better if you continue to work and hire caregivers to look after your parents during the day, just for example. There will be a range of options to think about. What you mustn't do is cross your fingers, move in and hope for the best - it'll be a mess and you'll be sorry.
Do your folks have resources so that they can pay you?
Quitting a job for a volunteer position caring for your folks will have a lasting effect on your retirement.
I will say do not do it unless your own retirement is well planned and funded.
however all of these are for low income people and have income & asset requirements. I see that you are in California. If your parents are on medi-cal, they may be eligible for in-home support services which would pay you but it’s minimum wage pay and you won’t be paid for 24/7 caregiving. If they aren’t eligible for medi-cal then they aren’t eligible for IHSS and you can’t be paid unless your parents pay you.
There are very few programs that will pay a family member to provide care.