Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Just who told you that you would "loose your house"?
Medicaid rules by & large allow for the applicant to have their home & a car as an exempt asset. If the house is owned 50/50 by yourself & your mother and your mom has used the home as her homestead (not as an investment property), then it is exempt from Medicaid for mom's lifetime. When mom dies, then MERP - Medicaid Estate Recovery Program - can place a claim or a lien on the 50% of the property owned by your mom. But MERP has all kinds of exemptions & exclusions, which I bet you will qualify for so a MERP claim or lien will not be done. Please google your state's Medicaid program to see just what assets exemptions are allowed & how MERP runs in your state.
Now what seems to happen & is a whole other issue, is IF you have been taking care of your mom in the house that is owned by your both AND you have been relying on mom's income (like her SS & retirement) to make ends meet. You as the caretaker do not have an outside job or other income. If mom has to move to a NH and applies to Medicaid to pay for the NH, then under Medicaid rules, mom has to do a co-pay of almost all of her monthly income to the NH as her co-pay (also called the "SOC" - share of cost). She will be allowed a smallish personal needs allowance (from $ 35 - 90 a month). There will be no - none - zero of mom's money to pay anything on the house anymore. So you will fully have to pay for everything (taxes, insurance, maintenance, utilities, etc) for both your 50% as well as mom's 50% for the rest of mom's lifetime. If there is a regular mortgage on the home, this could run into a lot of $$$ each month that you have to pay. Can you do that financially for possibly the many, many years mom could still be living?? If not, then you likely will have to sell the house. You keep your 50% of the proceeds from the sale but mom's 50% will have to be used for spend down before Medicaid will pay.
But in general they do not have to sell the house, if family can pay for everything on the home from now till death and then have the ability to document the costs for both MERP and probate, family could get the house after death.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Medicaid rules by & large allow for the applicant to have their home & a car as an exempt asset. If the house is owned 50/50 by yourself & your mother and your mom has used the home as her homestead (not as an investment property), then it is exempt from Medicaid for mom's lifetime. When mom dies, then MERP - Medicaid Estate Recovery Program - can place a claim or a lien on the 50% of the property owned by your mom. But MERP has all kinds of exemptions & exclusions, which I bet you will qualify for so a MERP claim or lien will not be done. Please google your state's Medicaid program to see just what assets exemptions are allowed & how MERP runs in your state.
Now what seems to happen & is a whole other issue, is IF you have been taking care of your mom in the house that is owned by your both AND you have been relying on mom's income (like her SS & retirement) to make ends meet. You as the caretaker do not have an outside job or other income. If mom has to move to a NH and applies to Medicaid to pay for the NH, then under Medicaid rules, mom has to do a co-pay of almost all of her monthly income to the NH as her co-pay (also called the "SOC" - share of cost). She will be allowed a smallish personal needs allowance (from $ 35 - 90 a month). There will be no - none - zero of mom's money to pay anything on the house anymore. So you will fully have to pay for everything (taxes, insurance, maintenance, utilities, etc) for both your 50% as well as mom's 50% for the rest of mom's lifetime. If there is a regular mortgage on the home, this could run into a lot of $$$ each month that you have to pay. Can you do that financially for possibly the many, many years mom could still be living?? If not, then you likely will have to sell the house. You keep your 50% of the proceeds from the sale but mom's 50% will have to be used for spend down before Medicaid will pay.
But in general they do not have to sell the house, if family can pay for everything on the home from now till death and then have the ability to document the costs for both MERP and probate, family could get the house after death.