My Mother is now an amputee (one leg). She was completely independent before the amputation. All adult children live in other cities and lead lifestyles of traveling for work. She needs assisted living, but can't afford it for very long. Is her only option, once financially broke, to live in a long term nursing home on Medicaid?
There is a retirement community where she could afford the monthly fee, but the entrance fee is out of reach. Is there some way to get money for the entrance fee from a grant?
Also, she doesn't own her home, it is mortgaged.. and I haven't read anything about how this plays into Medicaid eligibility and assets.
It is so unfortunate that these crisis situations catch everyone flat footed and leave you scrambling for solutions that would really benefit from more time and forethought. If she doesn't progress well with her rehab then I think a nursing home will be the best place for her, but try to find one that has more mentally aware seniors and activities to keep them that way.
Medicaid should pay for assisted living too.