My mother-in-law withdrew all the money she had in the bank in September 2015. This month September 2020 marks 5 years since that happened. She gave my husband half and my brother in law half of the money. Checks weren’t deposited until October. Would that be an issue if she was to apply for Medicaid on October 1st.? I’m wondering if the timing is just too close for comfort. What date counts the date the check was written or when the check was deposited into someone else’s account? Thanks in advance for any thoughts and ideas on this.
They will not ask for your husband's accounts. Pull your mother in law's October, 2015 statement and make your decision from there. If she applies on October 1, 2020 and money left her account after October 1, 2015 you'll need to explain it or accept the penalty.