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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
JLoBx you are correct that is the allowable income to qualify for Medicaid home care in NY. Any excess income must be put in a Pooled Income trust account (such as NYSARC) and it can be used to legitimately pay bills. Then you have to enroll in a MLTC agency which will access your loved ones needs and establish how many hours of home care are allowed. The MLTC can get you a Lifeline alert, and all supplies needed. However you will deal directly with the agency assigned or chosen by you (not the MLTC) for home care aides. I’m one month into this process and it’s NOT a cakewalk. if you haven’t already started this process I strongly suggest you contact a good elder care attorney who can help you through it while legally protecting any assets your LO may have.
Was there an assessment done to find out the number of hours per week are allowed? We did the in home Medicaid application for our mother and they said 55 hours per week is was they'd reimburse for for in home care. They don't pay more than $20/hr, I've heard. We'll find out. Other than that, its social security to pay bills, food, rent etc. This is in Maine.
She’s in NY I believe and she’s not talking about Medicaid health insurance. She’s talking about home & community based services (which is the program that pays for home care, adult day care etc). The eligibility criteria is a bit different and she is understandably not quite understanding what she is reading about the income limits.
That amount is not what Medicaid gives you to live on, it is the income level needed to qualify for Long Term Care Medicaid (Nursing Home Medicaid). Please note that if your income is over that, you still can qualify for LTC Medicaid be setting up a Miller Trust.
JLO, you need to talk to a Medicaid employee (most likely on the phone with COVID).
You need to explain the situation and the person's ongoing medical and housing costs.
And again, are we talking about Medicaid as health care insurance or NH medicaid? Two very different animals.
If this is someone who is staying in the community, they may well qualify for Medicaid-expansion program insurance, which may have a small copay amount.
NYS is actually quite generous when it comes to these programs.
Do you mean Social Security? Maybe SSI which is a supplemental insurance? Medicaid does not give monetary support. Medicaid is for Medical, in home care or care in a Nursing home.
Social Security was not set up to be the main support for people. Just a supplimental. By 65 it was figured your home would be paid off. You would have saved for retirement and/or had a pension. The Country has changed. For a lot of people its hard to stay above water let alone save. Homes have been lost.
For someone only bringing in $895 a month they have to seek out resources. Have to give up extras. There are food stamps. Vouchers to help pay rent. Some people have to continue to work. Food closets. Low income apts subsidized by HUD.
Social Security is based on the years worked. They take in consideration the last 35. That means that if u wait till 66/some people 67 to retire with 100% you need to work continuously from age 31 and make decent money. If there are gaps in your earnings, that will reflect on what u receive. For me, I only receive 700+ so I rely on my husbands SS and pension to live. And will if he goes before me. I couldn't do it on my earnings alone.
Medicaid calculations are complicated. Is there a community spouse involved?
Basically, if your housing costs (rent/mortgage, insurance, heating and cooling) are over the allowance amount, you will receive monies to cover those expenses.
No community spouse. That is not what I have been reading. There is something about a pooled trust in NYS, but when I looked up those, they did not make sense for this situation.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
if you haven’t already started this process I strongly suggest you contact a good elder care attorney who can help you through it while legally protecting any assets your LO may have.
We learn from each other!
Have you shown them housing and heating costs?
That amount is not what Medicaid gives you to live on, it is the income level needed to qualify for Long Term Care Medicaid (Nursing Home Medicaid). Please note that if your income is over that, you still can qualify for LTC Medicaid be setting up a Miller Trust.
You need to explain the situation and the person's ongoing medical and housing costs.
And again, are we talking about Medicaid as health care insurance or NH medicaid? Two very different animals.
If this is someone who is staying in the community, they may well qualify for Medicaid-expansion program insurance, which may have a small copay amount.
NYS is actually quite generous when it comes to these programs.
Social Security was not set up to be the main support for people. Just a supplimental. By 65 it was figured your home would be paid off. You would have saved for retirement and/or had a pension. The Country has changed. For a lot of people its hard to stay above water let alone save. Homes have been lost.
For someone only bringing in $895 a month they have to seek out resources. Have to give up extras. There are food stamps. Vouchers to help pay rent. Some people have to continue to work. Food closets. Low income apts subsidized by HUD.
Social Security is based on the years worked. They take in consideration the last 35. That means that if u wait till 66/some people 67 to retire with 100% you need to work continuously from age 31 and make decent money. If there are gaps in your earnings, that will reflect on what u receive. For me, I only receive 700+ so I rely on my husbands SS and pension to live. And will if he goes before me. I couldn't do it on my earnings alone.
https://www.ssa.gov/pubs/EN-05-10070.pdf.
Basically, if your housing costs (rent/mortgage, insurance, heating and cooling) are over the allowance amount, you will receive monies to cover those expenses.