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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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and who has taken my name off of bank accounts and has been withdrawing large sums of money to gamble with. any time i bring this up he becomes violent, please i need some advice
Windy47719, To explain...a bank will not remove your name from a bank account. Go to the bank, try to write a counter check on the supposedly joint bank account, that you were told (by whom?) your name was removed from. Your dH could have opened a new account, however. Any income (from your own SS or pensions) should now be direct deposited into an account with your name only. Sit down with a social security rep at the SS office. (Get the account before going to the SS office.) Then, if you can obtain a letter from his doctor advising he get a rep-payee for his own SS income, take that to SS.
You see, I am just guessing ways you can get and protect part of your money because you have not shared details, such as income sources, whether some of the income is yours, whether you are in a community property state, etc.
If your husband is violent, and you are in danger-I have no way to help you from where I sit, and cannot advise you unless you were to get to a safe place, away. It has unfortunately been my experience that women being abused or living in danger do not, for so many reasons, leave the situation.
You were right to seek counsel. Consider that your dH may be full of threats and bluster, even lying.
My neighbor had this issue and her husband drew up a fake separation agreement, (because she wanted a divorce and her share of the money) he was blowing on gambling. He gave her the money, he continued to gamble, then they later separated, she has since passed away, alone in a senior apartment with a serious medical condition. He is taken care of royally by family, has a serious medical condition, and the one with the most money wins......Sorry.
This couple refused help when an intervention could have worked, such as moving together into assisted living-having the people nearby to intervene when either spouse became violent.
Do you have any friends or family that can help you intervene? This is serious. Is he hitting you? The gambling could bankrupt you. You have to get control of the finances away from him like RIGHT NOW. You may want to consult an attorney or even bring in adult protective services.
My Dad has dementia. He has never physically abused my mom but he gets so frustrated he's begun to snipe at her on occasion. I got the finances away from him a Couple years ago. He thinks mom does the bills. If I see him trending towards violence I will do whatever is necessary to protect my mom. It may be something as simple as meds or as drastic as removing him from the home.
Talk to his doctor. a psychologist, emergency mental hospital or some medical professionals and explain the problem. Maybe they can advise you on what to do.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
To explain...a bank will not remove your name from a bank account. Go to the bank, try to write a counter check on the supposedly joint bank account, that you were told (by whom?) your name was removed from. Your dH could have opened a new account, however.
Any income (from your own SS or pensions) should now be direct deposited into an account with your name only. Sit down with a social security rep at the SS office. (Get the account before going to the SS office.)
Then, if you can obtain a letter from his doctor advising he get a rep-payee for his own SS income, take that to SS.
You see, I am just guessing ways you can get and protect part of your money because you have not shared details, such as income sources, whether some of the income is yours, whether you are in a community property state, etc.
If your husband is violent, and you are in danger-I have no way to help you from where I sit, and cannot advise you unless you were to get to a safe place, away.
It has unfortunately been my experience that women being abused or living in danger do not, for so many reasons, leave the situation.
You were right to seek counsel. Consider that your dH may be full of threats and bluster, even lying.
Come back?
This couple refused help when an intervention could have worked, such as moving together into assisted living-having the people nearby to intervene when either spouse became violent.
Second, it is not possible to remove someone from a bank account. You need to get real smart, real fast.
My Dad has dementia. He has never physically abused my mom but he gets so frustrated he's begun to snipe at her on occasion. I got the finances away from him a Couple years ago. He thinks mom does the bills. If I see him trending towards violence I will do whatever is necessary to protect my mom. It may be something as simple as meds or as drastic as removing him from the home.