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Who are you caring for?
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Does their living environment pose any safety concerns?
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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Florida has a subsidy program for family caregivers. It pays around $106 a month. They also have an Alzheimer’s disease initiative http://elderaffairs.state.fl.us/doea/alz.php there is no longer a Medicaid waiver but she may qualify for services under the SMMC LTC program, it does pay for personal care-only minimum wage though and not 24/7
Hi Susan, Just to elaborate on the other responses.... If she is low income and on medicaid, then Florida may have a program that will pay caregivers for seniors. In California, it is called In-Home Support Services (IHSS), it is administered by each county's Dept of Public Social Services, so maybe you can look for a similar program.
If she or her spouse was a veteran, you can look into the VA Aid and Attendant Program which will provide pension payments to veterans or their spouse who require assistance in the home.
A couple of other ways to get paid might be using a long term care policy that she may have purchased in the past, using a viatical settlement company which purchases life insurance policies for a lesser % of the face value, obtaining a reverse mortgage and use the money to pay you for your care. You can also consider trying to locate a work from home job that is flexible around your care giving schedule. These solutions are not right for everyone, but they are options that a lot of people do take.
Kudos to you for taking care of your mother in law, she is very lucky that you have been willing to make such a sacrifice! But you have a life and financial needs too, so I hope you find a way to get paid that suites your situation.
It is the question asked most often on this site The short answer is yes if your state has a program to pay caregivers, but it is not much, and the other option of that a contract be drawn up so the parent(s) pay if they have the resources.
Is your MIL on Medicaid? Some states (and it seems online that Florida is one of them) may pay family members for a certain number of hours of caregiving if the person needing care is on Medicaid. The pay rate for these sorts of programs is apparently very minimal.
If your MIL isn't on Medicaid, the other option would be for her to pay you out of her savings for retirement or any income she currently receives.
Is she the widow of a veteran? That may be another avenue to look into.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
there is no longer a Medicaid waiver but she may qualify for services under the SMMC LTC program, it does pay for personal care-only minimum wage though and not 24/7
Just to elaborate on the other responses.... If she is low income and on medicaid, then Florida may have a program that will pay caregivers for seniors. In California, it is called In-Home Support Services (IHSS), it is administered by each county's Dept of Public Social Services, so maybe you can look for a similar program.
If she or her spouse was a veteran, you can look into the VA Aid and Attendant Program which will provide pension payments to veterans or their spouse who require assistance in the home.
A couple of other ways to get paid might be using a long term care policy that she may have purchased in the past, using a viatical settlement company which purchases life insurance policies for a lesser % of the face value, obtaining a reverse mortgage and use the money to pay you for your care. You can also consider trying to locate a work from home job that is flexible around your care giving schedule. These solutions are not right for everyone, but they are options that a lot of people do take.
Kudos to you for taking care of your mother in law, she is very lucky that you have been willing to make such a sacrifice! But you have a life and financial needs too, so I hope you find a way to get paid that suites your situation.
Here is a link to answers to that question.
https://www.agingcare.com/articles/how-to-get-paid-for-being-a-caregiver-135476.htm
If your MIL isn't on Medicaid, the other option would be for her to pay you out of her savings for retirement or any income she currently receives.
Is she the widow of a veteran? That may be another avenue to look into.
Good luck!