My husband is 21 yrs older than me, healthy at 77. I will have a pension & very small retirement account soon. He has only social security. If he needs care in the future, will he be able to get financial help? Or will I be expected to pay out of my pension of $35,000? We have talked about divorce so I can at least keep a home going.
If he is a veteran (or if you are) you may qualify for veteran's assistance. There are articles on this site about those rules.
My sister and BIL were able to do this in Illinois. There were some requirements to spend down or reduce assets and liabilities. But that is where the attorney comes in.
Be sure you find a Certified Elder Care Attorney not just one that says he works in that field.
Best of luck to you both.