She had that chunk of money before they got married. My dad-in-law had no assets now and he only received $1300 for his SSI a month. Also, in their joint bank account, they have a total savings of $10,000 which is over the limit for Medicaid qualifications, what can we do about that for him to be approved for Medicaid? We need help for my dad-in-laws home care like caregivers at night.
I don't think Moms bank account will count. Especially since its before the marriage. She will become the Community spouse and not left impoverished. Their shared bank acct will probably be split and FILs half will need to be spent down. His SS is well under the Medicaid cap. Moms will not be counted.