My husband and I are separated but not legally. I am in NC, he is in PA and applying for Medicaid. I have CDs just in my name. Can Medicaid go after that now or when he dies? Also, my income is only 1/4 of his. I heard there is spousal recovery or something that he would be able to give me in the amount over the limit in order for him to get approved for Medicaid?
I think you should consult with an elder lawyer well versed in Medicaid. Remember, when he passes, you can get his SS and yours will drop off. Or, what ever is the highest. This is what SS told me. It can also be looked at as you already get half his SS and you will get 50% of what he brings in. Basically, it works out the same.
https://www.elderlawfirm.com/north-carolina-medicaid-estate-recovery
Often they will put a lien on the home if the recipient's name is on the deed.
Please consult with an elder law attorney or estate planner or Medicaid Planner for your home state so that you can get the best, more accurate guidance. We are not attorneys or accountants or financial planners.