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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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The Funeral Trust IS Medicaid EXEMPT, immediately.
It may actually take as much as six months to get the application ( of Medicaid) approval, That is why your ducks must be in row when you apply. and yes; if sloppy work is done you may have a nursing home coming after you.!
What screams SCAM to me is not the fee, but the "guarantee." If it takes 2 months to qualify does that mean you don't have to pay? Since no one can guarantee what a government agency is going to do or how long it will take, I am skeptical of that claim. But consulting a professional will cost and may very well be worth it.
Medicaid is "operated' by state and federal guidelines; so each state has differing 'qualification'. For safety reasons the individual assets should not exceed $1,500 when applying. The best thing to do is to be cognizant of the 60 month look back, and therefor plan ahead regarding transfer of of property and assets. unfortunately too many people ignore that and always assume they have at least 5 years additional ,before they need to worry about planning ahead 5
Sadly I have seen too many families ignore that a life insurance policy is a Medicaid 'asset' and have as children; already contributed to parents care financially, and depend ed on that for a payback... and have the ultimate horror of realizing they must also pay the parents final expenses.Let alone not get the compensation for their financial assitance
An immediate qualifier is the Funeral Trust, which when considered /used properly will immediately qualify as Medicaid Spend down. It must be arranged before the Medicaid application., does not require funeral home involvement, and is valid anywhere. It can 'spend down" considerable sums for family members. and is Medicaid approved.
More extensive planning for Medicaid is done in advance, and involves planning, asset transfers etc, as noted regarding 5 year look back planning. If you are in metro Atlanta you may contact me if you desire.
In Fl there is a Pooled Trust which is a way to move excess income in a way that it is not considered when applying for medicaid. It might cost several thousands to set up. So don't discount the original question without considering how the atty plans to get the person eligible for Medicaid. Assets are capped, with some exclusions which vary by state. Good luck!
Thanks, Lynn. We've had two social workers from the hospital recommend dealing with Medicaid applications through elder law specialists, rather than trying to do it alone; they say there's no pro bono/legal aid/Medicaid office that is adequate to the application process. Dad has his house and 2 cars (his wife passed away in early Jan., just before illness put him in hospital for emergency surgery), but $$ thousands in credit card and medical debt from trying to look after his wife.
DO NOT DO THIS!!! Anyone who'd take this kind of money is a THIEF!!! There are NO guarantees that your parent will get on Medicaide. I'll tell you this - if your father can afford $8000 for an attorney, he won't or SHOULD NOT get medicaide. Each state is different but the usual qualifications are that the elder has LESS than $2000 in liquid assets - that's usually cash + savings + checking (including any bonds, CDs - anything that can be accessed to pay bills). A home might be disqualified from the assets if your parent has an intent to return there or if there is a surviving spouse or dependent child (even an adult child with a disability) that needs a home to live. You can easily find out if your parents might by calling your state's medicaide hot line or simply going to your local office. They will insist there is no guarantee until you complete an application and submit it - do THIS and if it's declined THEN get an attorney involved but not this $8K attorney!!! And, don't confuse medicaide with medicare - anyone over 65 is eligible for medicare - the federal program. Medicaide is STATE assistance for the elderly and indigent. Good luck
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
It may actually take as much as six months to get the application ( of Medicaid) approval, That is why your ducks must be in row when you apply. and yes; if sloppy work is done you may have a nursing home coming after you.!
So sorry you called this a scam, but moving on.
The best thing to do is to be cognizant of the 60 month look back, and therefor plan ahead regarding transfer of of property and assets. unfortunately too many people ignore that and always assume they have at least 5 years additional ,before they need to worry about planning ahead 5
Sadly I have seen too many families ignore that a life insurance policy is a Medicaid 'asset' and have as children; already contributed to parents care financially, and depend ed on that for a payback... and have the ultimate horror of realizing they must also pay the parents final expenses.Let alone not get the compensation for their financial assitance
An immediate qualifier is the Funeral Trust, which when considered /used properly will immediately qualify as Medicaid Spend down. It must be arranged before the Medicaid application., does not require funeral home involvement, and is valid anywhere. It can 'spend down" considerable sums for family members. and is Medicaid approved.
More extensive planning for Medicaid is done in advance, and involves planning, asset transfers etc, as noted regarding 5 year look back planning. If you are in metro Atlanta you may contact me if you desire.