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Hi Waterpa:

Spend down the right way MassHealth looks carefully at how you spend your assets before applying, especially for Long Term Care. Make sure your assets are spent correctly by spending them only on your needs. This includes medical care, in-home supports like personal care and cleaning, home repairs, bills, etc. Assets can also be used to pay for burial and funeral expenses in advance.

This information was taken from eldercare.org

I hope this helps.
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