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i have Long Term Care Insurance. It requires 120 days "probation" before it kicks in . I'll have to pay from my own funds during this probation period. So I need to keep the outlay at minimum.

You've signed up to a forum of caregivers to elderly loved ones here.

If you'd like an in home caregiver, go to the top of this page and click on FIND CARE.

Good luck to you.
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