My dad has great long term care insurance and is in a memory care unit and we have just been told that he now also needs a sitter. He keeps falling and is in need of this extra care. He is late stage Alzheimers and is now on hospice. Does long term care insurance usually help pay for sitters? He also has Medicare and Tricare for life AND long term care insurance.
Her facility is very expensive and we have personal caregivers 12 hours a day as she needs the help which is out of pocket