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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Janeen, my Dad was ignoring his bills as it was my late Mom's job to take care of such matters. So I jumped in, and the bank suggested that my name be added to Dad's checks, then that way I could sign the checks for Dad. I did have Power of Attorney, and took Dad to the bank so the banker could ask him questions, to make sure Dad was ok with this :)
Do you have POA? If not then only mom's signature will do, shaky or not. You might want to look into setting up most of her bill payments on auto-pay or online banking payments so that cheques are not needed. Then set up an appointment with her lawyer to get POA in place, as well as an advance directive and an updated will.
I had my name put on my husband's bank account but he had to approve it. It has made life so much easier so I hope you can achieve this too, Janeen. And POA as well. Best of luck!
Let her sign her name, shaky as it is - aside from legalities, it's good for her to be using her hand, even if shaky.
If needed, you can sign under hers If The Bank Wishes It. In fact, talk to the bank about adding your name to the checking account. This was actually suggested by the bank when my Mother passed and I had to assist my Father. The Bank VP told my father that my name needed to be on everything in case I had to have access to the monies for him. I never had POA and never wanted it, and he checked the bills and bank statement every month for about a year. Then he decided to just trust me. I wasn't offended, I took it as a good sign that his brain was still functioning.
You need to get your name added to her accounts. My mother in law recently passed and my husband's name was on some accounts but not others. Fortunately he was on her checking and he could pay her bills. For the other accounts we had to go to probate court here in our county, fill out something called 'the common form' and request letters testimentary so we could close her IRA accounts. I understand some institutions will accept just a death certificate, but Bank of America needed these letters. Maybe now is not the time to discuss and plan those issues, or it could be too soon for that and you just need to be added to the checking. You can get a lot done having that. Sounds like you are assisting her in paying her bills already.
Flat answer without knowing further detail, is *Yes, you can sign her checks for her *with* her consent. The act of physically signing another's name with their concent is not an act of forgery, it is an act of *agency on their behalf with consent.
In the future, if further legal docs or decisions will need to be made by you (or anyone else) on her behalf, there will need to be a document stating the power in which she agrees to give. Also (but not nessasry to enact a POA) .. but in the future if she is deemed incompetent by a physician (must be in writing) and you have Power Of Attorney status, that will have everything to do with anything further regarding you acting as her agent within an attorney-in-fact position within the power of attorney document = POA. (... But simply signing a check that she clearly knows and understands is being written because her hands shake, is legal to do. (But *consent is the defining legal difference.)
After my dad had a stroke, and lost the use of his writing hand, we took a copy of his signature, or an old check to a stamp making company. We used that on all his checks for years and had no problems.
Call her bank and ask what steps you should take. You might have get a Power of Attorney, you might not. It depends on your Mother. Good luck and God Bless.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Let her sign her name, shaky as it is - aside from legalities, it's good for her to be using her hand, even if shaky.
If needed, you can sign under hers If The Bank Wishes It. In fact, talk to the bank about adding your name to the checking account. This was actually suggested by the bank when my Mother passed and I had to assist my Father. The Bank VP told my father that my name needed to be on everything in case I had to have access to the monies for him. I never had POA and never wanted it, and he checked the bills and bank statement every month for about a year. Then he decided to just trust me. I wasn't offended, I took it as a good sign that his brain was still functioning.
In the future, if further legal docs or decisions will need to be made by you (or anyone else) on her behalf, there will need to be a document stating the power in which she agrees to give. Also (but not nessasry to enact a POA) .. but in the future if she is deemed incompetent by a physician (must be in writing) and you have Power Of Attorney status, that will have everything to do with anything further regarding you acting as her agent within an attorney-in-fact position within the power of attorney document = POA. (... But simply signing a check that she clearly knows and understands is being written because her hands shake, is legal to do. (But *consent is the defining legal difference.)
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