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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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My 77 year old grandma is looking to sell her $150k house. It's paid off. Will she still qualify for Medicaid after the sale? I saw an article that said she can't have more than $2,000 in cash to qualify.
She will lose Medicaid if she gifts the proceeds. Many people living with a boyfriend end up in nursing home when care needs get too great. And Medicaid looks back 5 years to see if you gifted away money you can use for care. Is family who receives and spends money going to house her? Better Check to see if Medicaid already expects to be repaid from proceeds of house if sold. The asset of house is only exempt until she tries to sell it.
Where is your grandmother planning to live once she has sold her house, Kyle?
If she is moving into a facility, the fees will rip through that $150K so fast it'll make your head swim; and then once she has gone below the threshold she will be able to apply for Medicaid. If this is the plan, it would be sensible to check in advance that the facility is set up for Medicaid-funded residents.
If she is moving in with a family member, then the finances still want careful planning. No matter how loving and supportive the family, living still costs money and so will her future care.
Or, is she buying another house or apartment? I don't know the answer to this: if Grandma spends her $150K on a new residence, and thus has no capital left to speak of and meets the income criteria, will she then be able to apply for Medicaid? - other forum members will know.
She can qualify while she owns the house, but not with the cash from the sale of the house. After the $150,000 is gone and she is down to $2,000 (which doesn't take as long as you might expect, given the costs of care) then she may be eligible again.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
So if she sells her house and gives them the proceeds now, instead of letting the court handle when she dies, she loses medicaid?
She lives in Nevada, will be moving in with a long-time boyfriend, and does not plan to move to a nursing home.
Community Medicaid or Nursing homes Medicaid?
What State?
Is there a spouse?
If she is moving into a facility, the fees will rip through that $150K so fast it'll make your head swim; and then once she has gone below the threshold she will be able to apply for Medicaid. If this is the plan, it would be sensible to check in advance that the facility is set up for Medicaid-funded residents.
If she is moving in with a family member, then the finances still want careful planning. No matter how loving and supportive the family, living still costs money and so will her future care.
Or, is she buying another house or apartment? I don't know the answer to this: if Grandma spends her $150K on a new residence, and thus has no capital left to speak of and meets the income criteria, will she then be able to apply for Medicaid? - other forum members will know.