he has 11 vehicle titles in his name but only has possession of one of the vehicles. I was told he could write a statement explaining what is going on with the other titles. for example the flatbed trailer and crew truck are being used by my brother for the construction handyman business my brother uses these. three of the vehicles are being used by his granddaughters. they make the payments and pay the insurance and they have possession of the vehicles. I was hoping someone could give me an example of the the statement I need to write should look like. thank you
11 titles in his name. Whew! He is so not going to be eligible. Anyone who has told you this will fly, is clueless as to how the LTC Medical program is administered. If you do this, I can hear the caseworker laughter as this is so so so over what is allowed. 11 is just massive amount of real property that he has got to sell 10 of and sell at its Fair market Value which would be the Kelly Blue Book value (easiest to use)
Really Medicaid DNGAF what drama is behind who drives what, who pays for what, if they are family or they are poor, etc. If each of those 11 vehicles title reads his name and his name only, they are all 100% legally his. He has to sell 10 of them and all the $ from the sale is his. If the title is shared, then he owns his % share and the other person on the title has to buy out your Dads share at FMV so they can own it 100% or they sell it and share the proceeds as it’s co-owned.Please be aware He cannot gift any of the cars nor can he gift any of the $ the cars are sold for. Gifting has its own penalty placed on his application if he does it. All the car sale $ will be used for the “spend down” he will end up doing to get to the point where he is impoverished. The rules are very narrow for LTC Medicaid program: 1 car & 1 house. The only way around vehicles - that I’ve ever seen happen would be if - IF - there are vehicles needed for an currently active farm or ranch that the applicant owns….. as special exemptions for that somewhat uncommon situation.
Normally something this complicated an elder law attorney would deal with. If your family that are using all these vehicles will not be at all kumbaya in doing what has to happen to quickly return the vehicles to your Dad, so he can sell them, the atty will have to do filings to get them to return the cars. This will take time and $. It will not be pretty. I would suggest that Dad holds off entering a NH or filing for LTC Medicaid till all this is done. Ask the atty to shepherd his application once the car chaos is done.,
If others tell you nobody will know abt the cars, realize caseworker can access the State real property database in just a few keystrokes. It will all surface to be seen. I’m not trying to be harsh on this….. the reality is till all his over-resourced financially issues are dealt with and correctly, he will not be eligible. No matter how much medically he is “at need” for a NH right now. He financially is not “at need”. Both have to happen for eligibility for LTC Medicaid.
I'm leaning like the others, that a title in your name, whether in your "possession" or not, or being used by you or not, or being paid for by you or not -- is still you owning 11 vehicles in the eyes of Medicaid. Medicaid doesn't necessarily want to go down the rabbit hole of who is using the vehicles which titles are clearly in your name. You will need to call the caseworker or Medicaid office to get a clear answer.
We were on hold for 2 hrs trying to get to speak to an actual Medicaid rep when we were having reapplication issues, but it was worth it.
Medicaid is for the destitute, not people with extensive car collections.
(as the kids all say).
That won't work.
Those are his vehicles.
Moreover he cannot "gift them away".
So this is a real problem.
See an elder law attorney for advise on how to approach this. Take all details with you. Don't apply until this is all handled in a way that will not include "gifting" and etc. Good luck. You can't afford to be wrong about this or he will be denied.