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As his POA I signed a payment agreement for $762.00 monthly but I wont be available to go on paying. What will happen if there are no assets except my only home?

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Was your husband on Medicaid? Was this a debt owed before Medicaid? You may have to just let them sue you.
Sounds like you were divorcing? Did you sign the agreement before you planned to get a divorce or after you planned to get a divorce? If after you planned on getting one, a lawyer told you to sign it?

If you can't afford to pay, you can't afford to pay. The worst I could see happening is the NH putting a lien on your house that will need to be satisfied when and if you sell the house. I would ask a lawyer.
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Yes, the home is only in my name now but on the State of Illinois by law, the only home and car can't be part of the estate. He didn't leave other assets in common.
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How was a debt allowed to build up to $22,000? Why didn’t you ‘go on paying’ while it was building up? And a monthly payment of only $762 doesn’t seem enough for a care facility.

This doesn’t seem right to me, and I’d check with a lawyer before assuming that Cover’s answer is correct.
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Shivi1999 Jan 2025
Meanwhile my husband was at the nursing home, my lawyer was fighting for the spousal support due to that months and appeals were back and forth until last September when I started to pay room and board, plus made a payment agreement as his POA. The debt was higher but now that my husband passed away the income at home will be reduced. This happened on the State of Illinois, so having my home and my car as assets, they can't touch that by law here on my state.
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I'm very sorry for your loss. You need to discuss this with an attorney. I'm executor of my recently deceased Aunt's humble estate. The lawyer told me that any debt still owed by her after paying off the funeral, the attorney, taxes, etc. just won't get paid (including her hospital bills) and the house doesn't need to be sold to satisfy it. This is in FL, and this is a single person -- so not sure what happens when one is married. Please see an attorney -- a first consult may be free and if not will be a lot less expensive than $22K.
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cover9339 Jan 2025
Interesting, in Oh debtors have 30 days to submit a claim against an estate or they are out of luck if they miss that deadline.
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I'm very sorry for your loss. I think it would be worthwhile to get a legal consultation. Contact your local Office on Aging, your state Attorney General, and/or AARP.
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Shivi1999 Jan 2025
Thank you,
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(((((((((((((((((((((((((((HUGS))))))))))))))))))))))))))))

Is the home only in your name? If it is not and his name is on the deed, the facility will probably file a claim against his estate (there is a certain time limit to do this).

If the funds aren't there to pay this debt, and the home is the only asset, it would need to be sold and whatever it fetches would go to pay on/off the debt. If you go through probate and have a lawyer, he/she may be able to negotiate with the facility a lower amount owed, sadly

When it comes down to it it is a business.
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Shivi1999 Jan 2025
Thank you.
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