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Taxes and repairs are also allowed if the home deed is in her name. Keep receipts for documentation. There should be a threshold amount where Medicaid wants to see all documentation for the expenditure. For NY, it is anything over $2000. And if there are numerous withdrawals that would raise red flags like weekly draws of $500 (as an example) would need documentation to verify it is an expense for her only.
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Yes, anything that has to do with Mom can be part of her spend down. What I did was take the money Mom had, 20k and placed her in a nice NH that took Medicaid. She paid May and June and that gave me time to apply for Medicaid and get done what needed to be done. Medicaid started July 1st. All the caseworker did was look at Moms bank statement and could see the checks written. They look for inconsistencies. Large amts. No gifting within 5 years.
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