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I'm pretty sure that I never personally signed anything requesting that line of credit.At her death she had $200.00 in her checking account but had a $1,000 balance on her credit line. I know her $200 would have to go towards paying her credit line balance but will I be obligated to pay the $800 difference due to the fact that my name is listed on the checking account? All of this is in N.C.

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You are not responsible in that aspect.
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I would say if you did not sign anything that you are not responsible but your Moms estate is.
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A question for a banker involved in all this. I am uncertain of what attachment this line of credit has to a checking account itself. You will need to make an appointment with a bank officer.
You say you were "listed" on a bank account. Listed as WHAT? Were you a co-owner of the account, or simple the POA? These are things we cannot guess at. Make an appt. with a bank officer today.
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