My 90 year old mother has been in the nursing home for about 2 weeks now and is seemingly better physically, but is on the downward spiral in her dementia and does not have Medicaid or Medicare, however her POA just applied for her. My husband and I are undergoing bankruptcy and are being sued for credit card debt so we obviously cannot pay for any nursing home care if they should come after us. Would we be held financially responsible even considering all of that?
I'm curious why she doesn't have Medicare. What's the story here? Has she been w/o medical insurance for years?