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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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I'm 75. My grandson is 19 and trying to establish his credit. He would like to buy a 2017 Ford for about $17,000 but needs a co-signer. Should I take the risk?
Krikit, I just went onto Craigslist.org and did a filtered search for "Lexus"+ "$5000" (sold by owners) max price. SEVERAL decent vehicles came up. If you are still agonizing over this decision, maybe tell him you can only afford to "risk" (because this is what it is to you) $5000. He will still get a vehicle and you can move forward. In no way does this kid "need" a $17K form of transportation. He has no context to understand that this is a risk for you. He's a kid, but he needs to be introduced to reality.
"Back in the day" my 2 uncles enlisted in the Navy for WWII at age 17 and off they went. Please stop babying your grandson, you'll help turn him into mush.
Dont… too much to risk… I would suggest to him that he look for something he can afford…that’s a lot of money for a 19 yr old. Wh6 doesn’t his parents co-sign ? We did for our son, certainly not that kind of money.. my son was working, saved and needed transportation for college..
Consider the reality that your health may decline in the next several years. If you need to apply for Medicaid, there is a 5 year look back. All the money you spent towards this loan (if any) will be money that needs to be paid back by your grandson, in order for you to receive coverage for long term care. Nobody expects to end up in a nursing home, but circumstances can change so quickly. I know your heart wants to do something to support him - working 2 jobs is commendable. But listen to your doubts, as well. There are other ways that you can offer financial support that may be more within your own budget and comfort level.
You know it is a bad idea to do so, which is why you don’t want to.
The lender won’t do the loan without a co-signer because they don’t think he is qualified to pay it on his own. Why should you volunteer to pay it for him?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
"Back in the day" my 2 uncles enlisted in the Navy for WWII at age 17 and off they went. Please stop babying your grandson, you'll help turn him into mush.
Still agonizing over it...really dont want to
Dont… too much to risk… I would suggest to him that he look for something he can afford…that’s a lot of money for a 19 yr old. Wh6 doesn’t his parents co-sign ? We did for our son, certainly not that kind of money.. my son was working, saved and needed transportation for college..
I know your heart wants to do something to support him - working 2 jobs is commendable. But listen to your doubts, as well.
There are other ways that you can offer financial support that may be more within your own budget and comfort level.
You know it is a bad idea to do so, which is why you don’t want to.
The lender won’t do the loan without a co-signer because they don’t think he is qualified to pay it on his own. Why should you volunteer to pay it for him?