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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Chuck - I'm assuming that you want to stay in your home and that you have family that you would like to see inherit the property or that you may want to sell the property to be able to use the $ in other ways. If so, you want to do whatever to be able to file for an exemption, exclusion or hardship against your sister's Medicaid MERP (estate recovery program) claim or lien on her 50% the property.
The state can file a claim or lien on her 50% upon her death. If you do not do whatever with documentation to offset the claim that lien will sit there forever and with interest on the amount. That will be an issue if you in the future ever want to sell or leave the property to someone in your will. So what to do? WHen you pay the property tax, document it. You are paying your 50% but you are also paying her 50% and that needs to count toward an exclusion against Sissy's Medicaid tally. Houses have all sorts of costs - taxes, insurance, maintenance, repairs, etc - and for all of them you probably are paying your share and also Sissy's. It adds up and needs to be documented with receipts kept to be able to provide to MERP to offset the claim against her estate. You could find that every year you are paying 10K a year on house stuff that is Sissy's share. If Sissy is in a NH for a few years, all that will add up to a pretty good figure that could be deducted from the MERP tally.
Also the state probably has exemptions for those heirs who are low-income or that sell the house would be a hardship. Google your states program so that you know if you may qualify for those too. You want to know what's what now & before the flurry of emotion after Sissy's death.
After Sissy dies the state will send you or whomever is SIssy's family contact for Medicaid (like the person who did her application and does her renewal) a letter from MERP. It is an "intent to file a claim" letter that seeks information. You need to respond to it and let them know your are filing for an exemption, exclusion &/or hardship so that they can determine IF an claim or lien action will proceed. MERP is required to do a cost / benefit analysis before a claim or lien is done. A property with exemptions, etc. may not have a claim or lien done. Good luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
The state can file a claim or lien on her 50% upon her death. If you do not do whatever with documentation to offset the claim that lien will sit there forever and with interest on the amount. That will be an issue if you in the future ever want to sell or leave the property to someone in your will. So what to do? WHen you pay the property tax, document it. You are paying your 50% but you are also paying her 50% and that needs to count toward an exclusion against Sissy's Medicaid tally. Houses have all sorts of costs - taxes, insurance, maintenance, repairs, etc - and for all of them you probably are paying your share and also Sissy's. It adds up and needs to be documented with receipts kept to be able to provide to MERP to offset the claim against her estate. You could find that every year you are paying 10K a year on house stuff that is Sissy's share. If Sissy is in a NH for a few years, all that will add up to a pretty good figure that could be deducted from the MERP tally.
Also the state probably has exemptions for those heirs who are low-income or that sell the house would be a hardship. Google your states program so that you know if you may qualify for those too. You want to know what's what now & before the flurry of emotion after Sissy's death.
After Sissy dies the state will send you or whomever is SIssy's family contact for Medicaid (like the person who did her application and does her renewal) a letter from MERP. It is an "intent to file a claim" letter that seeks information. You need to respond to it and let them know your are filing for an exemption, exclusion &/or hardship so that they can determine IF an claim or lien action will proceed. MERP is required to do a cost / benefit analysis before a claim or lien is done. A property with exemptions, etc. may not have a claim or lien done. Good luck.