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I've recently learned about pooled income trusts and community based Medicaid eligibility. Qualifying would allow aunt to remain in home. Under ny rules this trust would allow my aunt to have in home services and participate in an adult day program which would be covered by Medicaid. Assets allowed for individual $14,800 plus $845 monthly earnings. monthly surplus must be deposited into pooled income trust to keep it active. household and personal expenses would be submitted and paid for out of trust account. Problem: other than money market nest egg ,only source of income is social security which is below the monthly $845 Medicaid threshold. no surplus to keep trust active. I think I have viable solution to help keep her in her home and it looks like it can't work. HELP!!!

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based on additional information provided by adult day center pooled income trust will not be a viable option to receive community based Medicaid in nys. my aunt's nest egg is too large to be invested in this irrevocable trust. my hope is she eventually chooses to live in one of several fine independent living facilities in the area. her resources should see her through her lifetime with a excellent quality of life.
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Have you spoken with a Medicaid knowledgeable elder care attorney?
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Princess, I am placing this question back to the top of the forum. Hopefully someone who is experienced with this issue will give you an answer :)
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