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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I consent to the collection of my consumer health data.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
There is a widespread misunderstanding about Medicaid financial qualifications. The limit of savings FOR A COUPLE is very different than for an individual! It would be foolish to make the couple spend down all their assets and then have to put the spouse on welfare.
If you qualify for Medicaid they will probably cover some in-home care, supplies, medications, etc. And if either of you needs to go to a care center, they cover that, too.
Because qualifying as a couple is a little more complex than as an individual, it would be good to have assistance with the application.
I suggest you contact your Area Agency on Aging, explain your situation, and ask for a referral to low-cost legal aid to help with the application.
The amount you have in savings will not disqualify you. You won't have to spend it down if you meet the other criteria.
Please keep in touch here and let us know how this goes for you.
Welcome to the forum. Where are you living now? Depending on your state there may be some services available. Generally speaking Medicaid requires you meet both medical and financial criteria. Call your Area Agency on Aging and ask them to visit you for an evaluation to see what services you are eligible for.
See a certified elder attorney. If your need is great in some states you can place your excess savings in a trust that allows you to enter a facility on Medicaid earlier than when your savings are gone. You can also use your savings to prepay for your funeral or cremation. There are several ways to spend down your savings which are acceptable to Medicaid. Because there are different rules for different states it’s best to see a certified elder attorney well versed in Medicaid rules and to help you make the best decisions for the both of you. You are very wise to make plans before one of you is gone and leaves the other to manage alone. You are obviously doing a lot right to be living independently in your 90s.
Where are you living right now? Renting an apartment or condo? With $26,000 in savings, you would have too much to qualify for Medicaid. In Ohio, you can have no more than $1200. Also, if your Social Security payments are too high, you will not qualify. Medicaid has a LOT of rules and regulations you have to follow, like what they call a “five year lookback” into your financial affairs. That means you can’t try to pull a fast one on them like giving gifts to your family now to “dump” your money so you’ll qualify.
Do you have any family or friends who could make some calls for you to find you help? One place to start is your local area Agency on Aging. You can also try Adult Protective Services. And, in our state, we can dial 211, which is the number for the United Way. They can tell you who to call for help. You can also talk to your doctor and tell him/her you need help.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If you qualify for Medicaid they will probably cover some in-home care, supplies, medications, etc. And if either of you needs to go to a care center, they cover that, too.
Because qualifying as a couple is a little more complex than as an individual, it would be good to have assistance with the application.
I suggest you contact your Area Agency on Aging, explain your situation, and ask for a referral to low-cost legal aid to help with the application.
The amount you have in savings will not disqualify you. You won't have to spend it down if you meet the other criteria.
Please keep in touch here and let us know how this goes for you.
Depending on your state there may be some services available. Generally speaking Medicaid requires you meet both medical and financial criteria.
Call your Area Agency on Aging and ask them to visit you for an evaluation to see what services you are eligible for.
See a certified elder attorney. If your need is great in some states you can place your excess savings in a trust that allows you to enter a facility on Medicaid earlier than when your savings are gone.
You can also use your savings to prepay for your funeral or cremation. There are several ways to spend down your savings which are acceptable to Medicaid. Because there are different rules for different states it’s best to see a certified elder attorney well versed in Medicaid rules and to help you make the best decisions for the both of you.
You are very wise to make plans before one of you is gone and leaves the other to manage alone. You are obviously doing a lot right to be living independently in your 90s.
Do you have any family or friends who could make some calls for you to find you help? One place to start is your local area Agency on Aging. You can also try Adult Protective Services. And, in our state, we can dial 211, which is the number for the United Way. They can tell you who to call for help. You can also talk to your doctor and tell him/her you need help.