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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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Will my parents assist be protected if my dad goes in the VA? All the assets have been transferred into mine and my brothers names for the last 2 1/2 years
I've been dealing with the Federal and State VA facilities for over 3 years now, for my Ex husband who is a Vietnam combat veteran. These men were drafted for this war in the late 60s, early 70s, or go to jail. They way they are treated now in their 70's is deplorable. I hate even telling you the situation, but I will:
Your Dad will NOT be able to go into a Federal VA facility unless he is found to be a minimum of 70% disabled from combat injuries. The Federal VA system is basically impossible to deal with, as well as take YEARS to get any form of compensation, unless Dad was a COMBAT VETERAN. If you don't already have a VSO (Veteran Services Officer) helping you, your Dad will NOT get into a VA facility. Even if he was a combat veteran, it must be medically proven his health issues are from combat injuries, not normal aging. They call it "service-connected disability." They also do not award any compensation for service-connected disability before the age of 65, only exceptions are to the new and younger Desert Storm/Afghanistan combat veterans.
Each STATE has their own version of "VA care facilities," such as in California they call them "Cal Vet" homes. They are just as hard to get into, with Waiting Lists of 3-5 YEARS. These State facilities charge 55% or more of the Veteran's monthly income, and they do want proof of income (such as a Social Security letter).
The State VA facilities also want a full neurological/psych evaluation before placing any veteran in their facilities. California has 8 different ones spread out over the state. All are full and it takes someone to die to have an opening! Dad will have a hundred other vets ahead of him on the wait lists.
Don't expect your Dad to get right into any VA facility when he applies. You will have no luck with the Federal VA, and pretty much the same with the State facilities. Worrying about Dad's "assets" are not going to be your problem. It will be the extremely long Wait Lists, which also depend on your Dad's medical evaluation and which facilities cater to Dad's specific levels of care he requires. He has to be interviewed and approved by his chosen facility as well.
Even if Dad already has VA Medical, it is not easy at all. Most people give up and go with their state's Medi-Cal program.
The Federal VA system is not free, and very hard to get into any of their facilities. The State's systems (monitored by the Federal VA) are just the same. If you want your Dad into a facility, he has to meet their strict criteria. Once he does, don't get too excited, since he will have up to a 5 year wait!
Sorry, but this is my experience, and I was an Administrative Manager for a living for 30 years. Without having a VSO in your area, you will get nowhere.
I don't even know what you mean by saying assets have been transferred into your name. Doesn't that count as income? Have you paid taxes on it? I'm afraid you may have accidentally got into deep waters here, and I strongly suggest you start consulting an elder-law attorney.
I have no idea how a VA home works financially. If you can get Medicaid? Don't think they are free. I do know, they are not easy to get into. Men with service related injuries are first. I would think your years of service plays a part and maybe your rank.
Medicaid in most States has a 5 year look back. If you try to get him Medicaid now, he will be penalized. Meaning you private pay for his care or you fo the caring. Your parents assets could have been split, keeping her share of assets safe.
"Veterans may also be eligible for VA benefits to help pay for nursing home care, depending on their income and service-connected disability. If a veteran doesn't meet the eligibility requirements, they may need to use their own resources to pay for nursing home care. This could include using Medicare benefits or applying for Medicaid assistance."
First, I’ll say a friend has had a great experience at a VA nursing home for her husband. His care has been very good. Next, your parent’s assets are for their care, not your comfort or even needs. If they apply for Medicaid the transfer will be discovered and will affect their eligibility. The taxpayers do not deserve to pay for their care until their financial resources have been exhausted, and that doesn’t include you benefiting from them
What you have done is stealing assets. That is elder abuse. I can't know any details here (and shouldn't) but I would advice you and brother to see an attorney and explain fully what has happened here.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Your Dad will NOT be able to go into a Federal VA facility unless he is found to be a minimum of 70% disabled from combat injuries. The Federal VA system is basically impossible to deal with, as well as take YEARS to get any form of compensation, unless Dad was a COMBAT VETERAN. If you don't already have a VSO (Veteran Services Officer) helping you, your Dad will NOT get into a VA facility. Even if he was a combat veteran, it must be medically proven his health issues are from combat injuries, not normal aging. They call it "service-connected disability." They also do not award any compensation for service-connected disability before the age of 65, only exceptions are to the new and younger Desert Storm/Afghanistan combat veterans.
Each STATE has their own version of "VA care facilities," such as in California they call them "Cal Vet" homes. They are just as hard to get into, with Waiting Lists of 3-5 YEARS. These State facilities charge 55% or more of the Veteran's monthly income, and they do want proof of income (such as a Social Security letter).
The State VA facilities also want a full neurological/psych evaluation before placing any veteran in their facilities. California has 8 different ones spread out over the state. All are full and it takes someone to die to have an opening! Dad will have a hundred other vets ahead of him on the wait lists.
Don't expect your Dad to get right into any VA facility when he applies. You will have no luck with the Federal VA, and pretty much the same with the State facilities. Worrying about Dad's "assets" are not going to be your problem. It will be the extremely long Wait Lists, which also depend on your Dad's medical evaluation and which facilities cater to Dad's specific levels of care he requires. He has to be interviewed and approved by his chosen facility as well.
Even if Dad already has VA Medical, it is not easy at all. Most people give up and go with their state's Medi-Cal program.
The Federal VA system is not free, and very hard to get into any of their facilities. The State's systems (monitored by the Federal VA) are just the same. If you want your Dad into a facility, he has to meet their strict criteria. Once he does, don't get too excited, since he will have up to a 5 year wait!
Sorry, but this is my experience, and I was an Administrative Manager for a living for 30 years. Without having a VSO in your area, you will get nowhere.
Medicaid in most States has a 5 year look back. If you try to get him Medicaid now, he will be penalized. Meaning you private pay for his care or you fo the caring. Your parents assets could have been split, keeping her share of assets safe.
"Veterans may also be eligible for VA benefits to help pay for nursing home care, depending on their income and service-connected disability. If a veteran doesn't meet the eligibility requirements, they may need to use their own resources to pay for nursing home care. This could include using Medicare benefits or applying for Medicaid assistance."
As you can see, the VA home is not a free ride.
That is elder abuse.
I can't know any details here (and shouldn't) but I would advice you and brother to see an attorney and explain fully what has happened here.