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My probate will close very soon, I have been fighting a debt collector called phillips and cohen on a BS claim.


I have sent them everything they need to show that the debt is not legitimate, I have never heard anything back from them and that was months ago. As of today they still have not filled a claim.


I have trued calling them the line is always busy. I have done what my lawyer told me to do he said not to call them only use certified mail.


I have talked to them on the phone and phillips and cohen always says they will send me any updates in the mail which I never see.


Anyone here ever dealt with this place?


Thanks for all the help and info.

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1. The probate attorney has told you NOT to call them.
Follow atty advice. Do not contact them.

2. It is NOT your debt. It is not your probate. It is probate on a deceased individuals estate and the assets of and the claims (debts) filed against estate in probate. Whatever system probate uses for your state is what matters. Like if your state runs on the required Notice to Creditors placed in a newspaper system… then creditors have to go by this in order for a claim to be filed with supporting documentation or the claim gets time-barred. Once it’s time barred and you can show the Notice and / or a certified mailing to a creditor as to the Notice & where to file a claim, and they did not get paperwork filed at the courthouse in time, it’s too bad so sad.

Apparently Phillip & Cohen is a law firm that specializes in”deceased account management”. Google them….. it’s a litany of complaints of harassment, never ending phone calls & letters. Do NOT ever speak with them. Should you say anything that could be used as your accepting responsibility on the debt that actually is that of the estate, they will do whatever to hound you to pay as “you agreed”. As long as you did not do this, they can pound sand…. it’s empty threats.

Google Phillip & Cohen, there should be link to Agruss Law Firm that describes what P&C does and how they (Arguss) have successfully sued P&C for violations of Fair Credit Reporting Act.
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Do what the lawyer who represents the estate has told you and get a good night’s sleep. Stop calling them back.

I bet there are plenty of lawyers who are willing to make a good buck wearing down executors of completed estates.

Don’t be a victim. If you KNOW that you’re doing the right thing, put this on the back shelf behind an old hatbox and get on with your life.
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once u send another payment this is reopening ur account so do not pay anything to them
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No clue if this is the same Phillips and Cohen, but an interesting read nonetheless

https://www.agrusslawfirm.com/blog/phillips-cohen-associates/

That a law firm has a whole page on these jokers speaks volumes.

Listen to your attorney.
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For every person telling you to contact them again. NO!!!!!!

She has already sent them proof that the debt wasn't valid, she is not obligated to provide them with a deadline, that is on them.

Her attorney has told her to stop calling them, only use certified mail, doesn't mean that she should continue to make the effort when hers was the last contact, months ago.

Creditors screw themselves by not making a claim against the estate, it is the avenue provided to them, by law, to collect any valid, outstanding debts of the deceased person. That's it, if they don't do that, they don't get paid, period.

Ask yourselves, would a legitimate creditor NOT file a claim against the estate? No, a legitimate creditor WOULD do everything within their rights to get paid. Think about it and don't get trapped into a pissing match with a scam artist collection agency.

OP, please listen to your attorneys paid advice and close probate. You aren't responsible for any debt that wasn't handled through the avenue provided for the creditors.
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It's NOT YOUR debt. It is the estate's debt.

Your lawyer has told you what to do. Stop calling them.

If you google Phillips and Cohen you will see that they are a debt collection firm and don't appear to answer their phones. As your lawyer advised, all correspondence should be in writing.

It isn't YOUR debt.
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it's all a bunch of hogwash. they have nothing and they know it. Don't let them stress u. ur lawyer should be handling the situation that's y ur paying him. if u do try to communicate with them get names, dates, time and ... do not give any information. like ur lawyer says send everything certified. so if u have to go to court u will have proof u contacted them and they never responded. don't worry they cannot open anything they do not have. In fact, that kind of happened to me its like a scam. a company called and said i had an acct. trying to threaten me. I said, send proof they never did. u know y? right. bc they did not have anything that's y.
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Most important -- DO NOT PAY ONE DIME to these people. It affirms the debt and is an acknowledgement of the legitimacy of it.

Listen to the attorney. Stop all contact with them, and ask the attorney to draft a letter telling them that they are required by law to cease all contact once you have told them the claim is not valid.
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Block the numbers. File a complaint and Report to the Federal Communications Corp.

https://consumercomplaints.fcc.gov/hc/en-us
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Debtors have up to one year from date of death to collect on the estate.
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