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I'm new to all these questions and am struggling figure it out. My dad is 77 years old and has had Medicaid and Medicare for a few years. He would like to sell his home, buy a small trailer and move in to a trailer park for about $80 a month. If he decides to sell now, how does that impact his Medicaid coverage? He does not have a mortgage right now but it's just him and he doesn't want to keep paying for electricity and water and doesn't have the energy (on chemo pills) to maintain the yard anymore. Will his coverage be removed? What if he gifts me the house? Or what if he just leaves the house there and moves to the trailer park? Any options that would not impact him? Thank you in advance!

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No matter what he is in, he will lose his Medicaid if he gifts you the house. As you have found out, it’s teally not as simple as calling Medicaid to get answers. You & dad need to make an appointment to talk to his Medicaid case worker. They will be able to explain to you the implications of selling the house. But again regardless of what state you are in, a house cannot be “gifted” when you are on Medicaid, I mean it CAN be gifted but you will not be eligible for Medicaid.
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Being on Medicaid I wouldn't gift the house.

Medicaid is his suppliment. He gets dental and vision. If he sells his house, he probably will lose his Medicaid because now he can afford his supplimental. Once he spends that down, he could go back on Medicaid. I would go to the Medicaid office. I hate talking over the phone.
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Going to the office is a good idea.

The problem with depending on information from a forum is that each state is different and each situation is unique, so what may be applicable in my state may be different in yours.

This is a situation that it is very important that you know what the rules are and how they apply to your situation.

I hope it works out and you get some firm answers, you may need to talk to a supervisor that can find out or actually knows.
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Please contact his social worker at Medicaid and find out exactly how it works for his situation.
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reyna0526 May 2019
I called but the answers I received didn't seem very confident. I'll try to go to the office and see if I have better luck but would appreciate others thoughts as well...perhaps similar situations. I just keep reading its an issue if he goes to a nursing home but that's not what's happening here.
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