Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
dmanbro, today I was just wondering if bank accounts were still frozen after a person had passed. You answered my question.
I had several joint accounts with my Dad [his SS#] so that I could write checks on his behalf when bills came in. When my Dad passed, the account wasn't frozen because it was a joint account or an "or account". Could be State banking laws are different in my State. I know I was still receiving notifications of interest earned for my Dad's income tax.
I also had to take an account that was just in my Dad's name only and change it over to an Estate account. That account never was frozen, again probably my State banking laws.
Then I had to wait for Probate to connect the dots before everything was paid and signed off. Whew, what a process !!
I just experienced a similar situation this week. My late mother added me to her checking account several years ago. After she passed SS notified the bank and the account was locked...which means NO ONE could access the funds, not even me. I had to present a death certificate (original, not a copy) and change the account to my name only. In my state (NJ) after I am officially named executor I have to open an estate account, where I can pay bills and deposit checks written to her.
lyndfos: Is your sibling named on the account? Is your sibling the executor? Sister 1 and I were both on Mom's accounts so after her death so we had full access to her funds.
Tothill: POD means Pay on Death. An owner of a financial account can name a beneficiary for that account by attaching a POD with the financial institution.
There's no hassle with probate or a will, and the POD is activated immediately regardless of what's written in the will. Example: The will states "I bequeath all moneys to my daughter and my son", but there's an account with a POD of a cousin. The cousin receives his money from that account, and other moneys owned by the deceased goes to the daughter and son.
The person named in the POD only needs to produce a death certificate of the owner and ID for him/herself, and the money is the beneficiary's. The beneficiary can withdraw funds.
The Executor of an estate can withdraw funds after probate to pay bills and disperse funds according to the will.
POA ends at death. I am not sure what POD refers to.
If the bank account was a joint account with the child, the funds in it are not part of the Estate. The funds will belong to the person named jointly on the account.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I had several joint accounts with my Dad [his SS#] so that I could write checks on his behalf when bills came in. When my Dad passed, the account wasn't frozen because it was a joint account or an "or account". Could be State banking laws are different in my State. I know I was still receiving notifications of interest earned for my Dad's income tax.
I also had to take an account that was just in my Dad's name only and change it over to an Estate account. That account never was frozen, again probably my State banking laws.
Then I had to wait for Probate to connect the dots before everything was paid and signed off. Whew, what a process !!
There's no hassle with probate or a will, and the POD is activated immediately regardless of what's written in the will. Example: The will states "I bequeath all moneys to my daughter and my son", but there's an account with a POD of a cousin. The cousin receives his money from that account, and other moneys owned by the deceased goes to the daughter and son.
The person named in the POD only needs to produce a death certificate of the owner and ID for him/herself, and the money is the beneficiary's. The beneficiary can withdraw funds.
I have POD on all my accounts.
POA ends at death. I am not sure what POD refers to.
If the bank account was a joint account with the child, the funds in it are not part of the Estate. The funds will belong to the person named jointly on the account.