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Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Creating Funeral Trust for 10 k. Balance to Attny fees, limited savings.How to report creation of same, to avoid compliance issues and keep eligibility?
If the $ has not been deposited yet, PLEASE PLS please wait to do this Dec 1st. This gives you/ POA a couple of weeks this month to come up with a plan 2 b acted on just as soon as the 12/1/24 deposit clears. Why? it’s because in order to be in compliance for LTC Medicaid they need to start each month and end each month within the income and asset limits for her State. What you / POA will do is find whatever she could benefit from that is total completely for LTC and have it in the wings, so to speak. So that burial policy is ok for how it is done as a preneed policy and under the State max allowed….. paperwork done to be able to pay maybe on 12/5 to FH then and check has plenty of time to clear both banking systems. That the over resourced $ amount from the settlement (assuming this is lump sum) all gets spent in such a way that at the end of Dec she is once again under the max.
id suggest that you turn the spending plan by her caseworker. My experience is that is you have something well defined to doAnd able to wrap it all within the l th, the caseworker will be ok with it and act will be oh so happy as it means less work for them in having to make your mom suspended & ineligible.
BUT if this isn’t a lump sum but it is paid as an annuitized type of payment, that $ added to whatever she currently gets from her other monthly income (SSA, other retirements) has to when all added together each month be under the income max for her State. If this is how the settlement is being done, her income cornices will have to be finagled in some way. If that’s what’s happening, post an update. It can be dealt with but requires more actions taken & caseworker input as well.
Lastly, if the settlement had the costs that Medicare paid for hospitalization, rehab, etc. included in the amount sued, MediCARE has to have those monies paid back to them. MediCARE has a “Secondary Payor Act” which requires this. Check with your tort attorney to make sure they did this. However, it is ultimately on you to have this done.
You created a funeral trust. I am assuming you did this with an attorney? Might that attorney not now guide you in the rules for your own state (which will be individual to that state).
There are many online articles about the pros and cons of creating funeral trusts. You might research through there a bit today.
Finally, the best way to get an answer to this is BEFORE you do the Trust and right from the horse's mouth (the one creating the funeral trust). In lieu of that you can call your local DSS offices to find out the answer to your question. Hope you will share it with us. We are all just a bunch of caregivers who learn from one another.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Why?
it’s because in order to be in compliance for LTC Medicaid they need to start each month and end each month within the income and asset limits for her State. What you / POA will do is find whatever she could benefit from that is total completely for LTC and have it in the wings, so to speak. So that burial policy is ok for how it is done as a preneed policy and under the State max allowed….. paperwork done to be able to pay maybe on 12/5 to FH then and check has plenty of time to clear both banking systems. That the over resourced $ amount from the settlement (assuming this is lump sum) all gets spent in such a way that at the end of Dec she is once again under the max.
id suggest that you turn the spending plan by her caseworker. My experience is that is you have something well defined to doAnd able to wrap it all within the l th, the caseworker will be ok with it and act will be oh so happy as it means less work for them in having to make your mom suspended & ineligible.
BUT if this isn’t a lump sum but it is paid as an annuitized type of payment, that $ added to whatever she currently gets from her other monthly income (SSA, other retirements) has to when all added together each month be under the income max for her State. If this is how the settlement is being done, her income cornices will have to be finagled in some way. If that’s what’s happening, post an update. It can be dealt with but requires more actions taken & caseworker input as well.
Lastly, if the settlement had the costs that Medicare paid for hospitalization, rehab, etc. included in the amount sued, MediCARE has to have those monies paid back to them. MediCARE has a “Secondary Payor Act” which requires this. Check with your tort attorney to make sure they did this. However, it is ultimately on you to have this done.
I know you don't wish that, but I do!
There are many online articles about the pros and cons of creating funeral trusts. You might research through there a bit today.
Finally, the best way to get an answer to this is BEFORE you do the Trust and right from the horse's mouth (the one creating the funeral trust). In lieu of that you can call your local DSS offices to find out the answer to your question. Hope you will share it with us. We are all just a bunch of caregivers who learn from one another.
Best out to you.