THe money runs out in 12 months.
Dad is in amazing memory care place and it greatly pains us to think of moving him. Mom is in a supportive living facility in another town. No assets outside of cash which will dry up in a year. Struggling at the idea of moving him from this amazing place just to qualify him for Medicaid while mom gets the bulk of the money for future needs (she did not like my grandpa but loved spending the money he left to my dad when he died—not cool!!)
Has anyone ever qualified BOTH parents for Medicaid at the same time? — as would happen if we let the money be totally spent until they both qualify? That sounds hard to do both at same time!
Or do we transfer assets to mom and let dad qualify for Medicaid first since he’s the “institutionalized” one.
what to do what to do!?!?
Other than asking if Dads facility excepts Medicaid, I would not discuss Medicaid with a Social Worker unless she/he worked for Medicaid. There are too many scenarios when it comes to Medicaid. Everyones circumstances are different. You can either talk to a Medicaid caseworker or get a lawyer versed in Medicaid to help you.