Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
It is good that you are thinking through the finances. Avoid co-mingling funds and accounts. Discuss in advance how your father's living expenses will be met (probably easiest if he pays you a nominal "rent" to cover them); and discuss also how his future health and care needs might be met - for example, if you're expecting to "keep it in the family" that's all very well; but what if he develops dementia? Have you looked ahead to what impact it might have?
And assuming he is still fine mentally, he will want to create powers of attorney so that should he need help in the future it will all be set up ready.
There is, in short, a heck of a lot of planning to do! But I don't want to put you off - you've done the really important thing which is to start thinking about it in advance.
DO NOT comingle his money and your money. You can be added as a "Signee" so that you can sign checks and as "TOD-Transfer On Death" Beneficiary to his bank account(s) and as Beneficiary of his annuity. Have him appoint you as his Durable Power of Attorney for Finances and for Healthcare/Medical Care and have him complete a “Living Will”. Keep track of ALL expenses related to his care so that if Medicare or Medicaid asks where his money went to, you can show that you spent his money ONLY on HIS care. Having a “Paper Trail” is a MUST!!
Maybe have him sign a "Caregiver Agreement" since you are now his Caregiver so that you can be paid for some services that you provide for him. According to your profile, he is receiving VA home care and respite in your home. Pay for the home care and respite care and any supplies that he needs from HIS annuity and not from your own money. Do you think that he will need to go to a nursing home or do you plan to have him stay in your home?
In regards to taxes, his taxes will need to be handled separately from yours as you each have your own income source. This website has some articles regarding taxes. Copy and paste URL to your browser: https://www.agingcare.com/topics/77/taxes/articles
Was he a government worker? If so he may not have paid into SS so the Annuity takes place of SS.
My disabled nephew has an Annuity with the government from his deceased Mom. I am payee and and the money has to be deposited in its own account. Money has to be spent on my nephew. Right now his rent and utilities are taken out so cut and dry. In the 10 yrs he has had this Annuity all I have received is a paper saying the money is used for him.
If you become payee then you should just keep a record of whete the money goes and receipts. If this is a government annuity, I would ask them if you can charge rent or be paid as a caregiver.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
It is good that you are thinking through the finances. Avoid co-mingling funds and accounts. Discuss in advance how your father's living expenses will be met (probably easiest if he pays you a nominal "rent" to cover them); and discuss also how his future health and care needs might be met - for example, if you're expecting to "keep it in the family" that's all very well; but what if he develops dementia? Have you looked ahead to what impact it might have?
And assuming he is still fine mentally, he will want to create powers of attorney so that should he need help in the future it will all be set up ready.
There is, in short, a heck of a lot of planning to do! But I don't want to put you off - you've done the really important thing which is to start thinking about it in advance.
DO NOT comingle his money and your money. You can be added as a "Signee" so that you can sign checks and as "TOD-Transfer On Death" Beneficiary to his bank account(s) and as Beneficiary of his annuity. Have him appoint you as his Durable Power of Attorney for Finances and for Healthcare/Medical Care and have him complete a “Living Will”. Keep track of ALL expenses related to his care so that if Medicare or Medicaid asks where his money went to, you can show that you spent his money ONLY on HIS care. Having a “Paper Trail” is a MUST!!
Maybe have him sign a "Caregiver Agreement" since you are now his Caregiver so that you can be paid for some services that you provide for him. According to your profile, he is receiving VA home care and respite in your home. Pay for the home care and respite care and any supplies that he needs from HIS annuity and not from your own money. Do you think that he will need to go to a nursing home or do you plan to have him stay in your home?
In regards to taxes, his taxes will need to be handled separately from yours as you each have your own income source.
This website has some articles regarding taxes. Copy and paste URL to your browser:
https://www.agingcare.com/topics/77/taxes/articles
Was he a government worker? If so he may not have paid into SS so the Annuity takes place of SS.
My disabled nephew has an Annuity with the government from his deceased Mom. I am payee and and the money has to be deposited in its own account. Money has to be spent on my nephew. Right now his rent and utilities are taken out so cut and dry. In the 10 yrs he has had this Annuity all I have received is a paper saying the money is used for him.
If you become payee then you should just keep a record of whete the money goes and receipts. If this is a government annuity, I would ask them if you can charge rent or be paid as a caregiver.