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Your question blends two concepts that are distinctly different: Probate Wills and Medicaid look back.
The 5 year time period you are thinking of is a "look back period" that requires you to list on a Medicaid application any transfers you have made up to 5 years before you apply for Medicaid payments to a skilled nursing facility.
If you transferred an asset 5 years + 1 day before you apply for Medicaid, the transfer doesn't count and you don't have to list it on the application.
A Will is a document that transfers assets upon death. Your question indicates that the person who signed the Will still owns some assets. (They haven't transferred the assets; the assets are still owned by the person.)
If the person needs to apply for Medicaid, and they own "excess assets" (assets worth more the $2,000 for a single person) the Medicaid application will be denied.
It doesn't matter if they signed a Will leaving assets to someone else upon their death if they still own the assets when they apply for Medicaid.
No. A will only distributes assets after a death and by law all creditors seeking payment must be paid before assets are transferred to the beneficiary(s).
NH are going to want to be paid regularly. I doubt a NH is going to carry a private pay resident who is non-payment for more than a couple of months before either filing a 30 day notice (to evict the resident) &/or turn it over to debt collection to go after family as financially responsible.
Now if their applying for Medicaid, Medicaid requires them to basically be impoverished in order to be eligible AND have to do a copay of basically almost all of their monthly income to the NH. They are going to have to spend their asssets before eligibility. If they actually own their home, they can keep it as an exempt asset for Medicaid BUT will have zero $ to pay any property costs. So if mom wants to keep her home, family has to pay all of its costs from day 1 of medicaid till beyond death as Executor or heirs will have to deal with MERP (Medicaid estate recovery) in some way after her death. If say, her place costs 30k annually, family is going to have to cover that. And cover it for an undetermined period of time...... like years....
Wills are entered to probate court after the individual has died. It may have gotten drawn up, signed & notarized & witnessed 5 years ago, 10 years ago.... that doesn’t matter. It only get filed after death. So the terms of the will can be affect by the passage of time. Like beneficiaries predecease. Assets named in a will get sold before death. Or upon death there are valid properly filed debts against her estate that need to be paid from assets of the Estate. Maybe if there was a Testamentary Trust in the will, the specific Trust asset might be outside of debtors. But that’s probate atty work to figure out.
As Igloo said, no such thing as "delivered" to the courts. A Will is filed at time of Probate and at that time made public.
When I applied for Medicaid for Mom, I was told Wills were null and void. Like said, you can have no money when u are a recipient of Medicaid. The recipient can have a house and a car but no money for upkeep. If sold while person is living, the proceeds go towards their care. Not sold, a Medicaid lean will be put on it. When sold, the lean must be satisfied. (Lots more to this if spouse or a family member lives in the home at time of death) The will has nothing to do with the five year look back. The house could be put in a trust before five years. Actually, Medicaid can't touch any trusts before five year look back. Within that 5 yrs, they can.
So, it comes down to, if Mom is in a NH for a long time, nothing will be left to Probate. In my situation, Mom had Medicaid for 3 months. The Medicaid lean on her house was 6k. I stopped paying taxes when Medicaid took her SS and pension to offset the cost of her care. She passed 9/17, the house was sold 7/19. I was offered 40k and I accepted it. By the time the taxes were paid and I was reimbursed for utilities, I kept on, lawyer and realtor paid there was about 10k left and that was split 3 ways.
As said, the Executor has to make sure all debts are paid. Then the beneficiaries get what is left.
rolloverhere, remember that Medicaid [which is different from Medicare] is paid by the taxpayers. It wouldn't be fair for the taxpayers to pay for a nursing home when the patient has assets they can use.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
The 5 year time period you are thinking of is a "look back period" that requires you to list on a Medicaid application any transfers you have made up to 5 years before you apply for Medicaid payments to a skilled nursing facility.
If you transferred an asset 5 years + 1 day before you apply for Medicaid, the transfer doesn't count and you don't have to list it on the application.
A Will is a document that transfers assets upon death. Your question indicates that the person who signed the Will still owns some assets. (They haven't transferred the assets; the assets are still owned by the person.)
If the person needs to apply for Medicaid, and they own "excess assets" (assets worth more the $2,000 for a single person) the Medicaid application will be denied.
It doesn't matter if they signed a Will leaving assets to someone else upon their death if they still own the assets when they apply for Medicaid.
A Will is a probate document. Probate laws for all states are at:
https://www.law.cornell.edu/wex/table_probate
If you and your mother are thinking about your future financial security, perhaps it would be best to get professional advice.
Now if their applying for Medicaid, Medicaid requires them to basically be impoverished in order to be eligible AND have to do a copay of basically almost all of their monthly income to the NH. They are going to have to spend their asssets before eligibility. If they actually own their home, they can keep it as an exempt asset for Medicaid BUT will have zero $ to pay any property costs. So if mom wants to keep her home, family has to pay all of its costs from day 1 of medicaid till beyond death as Executor or heirs will have to deal with MERP (Medicaid estate recovery) in some way after her death. If say, her place costs 30k annually, family is going to have to cover that. And cover it for an undetermined period of time...... like years....
Wills are entered to probate court after the individual has died.
It may have gotten drawn up, signed & notarized & witnessed 5 years ago, 10 years ago.... that doesn’t matter. It only get filed after death.
So the terms of the will can be affect by the passage of time. Like beneficiaries predecease. Assets named in a will get sold before death. Or upon death there are valid properly filed debts against her estate that need to be paid from assets of the Estate. Maybe if there was a Testamentary Trust in the will, the specific Trust asset might be outside of debtors. But that’s probate atty work to figure out.
When I applied for Medicaid for Mom, I was told Wills were null and void. Like said, you can have no money when u are a recipient of Medicaid. The recipient can have a house and a car but no money for upkeep. If sold while person is living, the proceeds go towards their care. Not sold, a Medicaid lean will be put on it. When sold, the lean must be satisfied. (Lots more to this if spouse or a family member lives in the home at time of death) The will has nothing to do with the five year look back. The house could be put in a trust before five years. Actually, Medicaid can't touch any trusts before five year look back. Within that 5 yrs, they can.
So, it comes down to, if Mom is in a NH for a long time, nothing will be left to Probate. In my situation, Mom had Medicaid for 3 months. The Medicaid lean on her house was 6k. I stopped paying taxes when Medicaid took her SS and pension to offset the cost of her care. She passed 9/17, the house was sold 7/19. I was offered 40k and I accepted it. By the time the taxes were paid and I was reimbursed for utilities, I kept on, lawyer and realtor paid there was about 10k left and that was split 3 ways.
As said, the Executor has to make sure all debts are paid. Then the beneficiaries get what is left.
Any lien placed will be paid and a priority before any assets are distributed to descendents and other beneficiaries.