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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
My mother will be transitioning to a Medicaid/SSA/SSI Assisted Living facility. She will have no income aside from the $30/month. She will no longer be able to afford to pay a past medical bill. What will happen if she stops paying it?
If this is a sizable account she owes on they can get a court judgement, but they cannot access SS funds for payment. If Mom has a home worst that would happen would be a lien on the home, and collection by creditors upon/at sale of the home in future.
The family will continue to get letters and it's important that NO ONE may even a tiny payment on this or it is considered "assuming the loan" and they can be liable to pay. It is important Mom make no small payment, as well, or this increases the number of years (often 5) they can attempt to collect on this debt.
This debt will likely be "sold" by the grantor to a collection agency. That's when the fun of the phone calls begins. Ignore and hang up. Do not speak to them unless to tell them what you told us about her having no income monthly and being unable to pay.
Your mother's credit, of course, WILL BE/should be ruined. That's fine. She no longer needs credit and should be incurring no future debts given she cannot pay past ones.
Remember, do not get tricked into making any payment yourself!
I, personally, would send a letter to the medical provider. Tell them that Ms. So and so will be entering a care facility under medicaid and that she will no longer have any funds to pay her bill and thank you for your consideration.
Do NOT provide any of your information, or refer to her as mom in the letter, write it as you would for a stranger, this will stop them from bothering you and it is proof that they were notified. I would do the electronic notification of delivery, in case the company says they never received it.
If they know she is going on medicaid, into a facility they might just write the debt off and not hassle her or you trying to squeeze blood from a turnip.
Besides, I think it is just the right way to handle debts, you don't just walk away and ignore them, just my opinion.
When my MIL applied for Medicaid, they wanted to see any medical bills owed 3 months prior to her qualifying. They can't collect on that bill if she's on Medicaid... there's no money to do so. You could ask her case worker.
Medicaid never covers the full cost. They have a limit. My Mom was on Medicaid for 3 months. She owed them 6k. She contrbuted 1700 a month. So monthly the NH was paid 3700 a month. Private pay was 9300 a month.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
She has no funds.
If this is a sizable account she owes on they can get a court judgement, but they cannot access SS funds for payment. If Mom has a home worst that would happen would be a lien on the home, and collection by creditors upon/at sale of the home in future.
The family will continue to get letters and it's important that NO ONE may even a tiny payment on this or it is considered "assuming the loan" and they can be liable to pay. It is important Mom make no small payment, as well, or this increases the number of years (often 5) they can attempt to collect on this debt.
This debt will likely be "sold" by the grantor to a collection agency. That's when the fun of the phone calls begins. Ignore and hang up. Do not speak to them unless to tell them what you told us about her having no income monthly and being unable to pay.
Your mother's credit, of course, WILL BE/should be ruined. That's fine. She no longer needs credit and should be incurring no future debts given she cannot pay past ones.
Remember, do not get tricked into making any payment yourself!
Do NOT provide any of your information, or refer to her as mom in the letter, write it as you would for a stranger, this will stop them from bothering you and it is proof that they were notified. I would do the electronic notification of delivery, in case the company says they never received it.
If they know she is going on medicaid, into a facility they might just write the debt off and not hassle her or you trying to squeeze blood from a turnip.
Besides, I think it is just the right way to handle debts, you don't just walk away and ignore them, just my opinion.