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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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My dad only has enough money left for 2 more months of 24/7 care. The house will not be secure until 5 months. Will Medicaid put a lein on the house to pay for care for the remaining months or lein on house until time of death?
I'm not sure what you mean by the house not being "secure". Are you referring to retitling the house into the irrevocable gift trust? Or is the house being gifted to the trust?
In the post title you indicate that it won't be secure until 6-1-20, then in your test you indicate it won't be secure for 5 months, which would be (including November) March, of 2020. Could you explain?
Does the IT not become effective for the same period of time?
Sorry, I really don't understand your post, the situation, or what you're asking outside of the Medicaid question, but I don't understand that either in relation to "security" of the house.
Perhaps someone with Medicaid experience does understand, though.
to clarify. my dads assets will be gone the end of December or early January at this rate as he is paying for his home health aid 24/7 care. WE should be able to apply for Mass Health based on his income/assets, but the house was put in an irrivocable gift trust to the children. This time frame will be up 6/1/20. So not sure if they would put a lein on the house if it hasn't reached machurity of 4 months or so. if it's just until June or if it's fair game until whenever since its not really a gift yet.
like Garden, I too am not understanding your ?? What exactly do you mean by “gift trust”?
the “gift” stuff I’m aware of tend to $ placed (usually by a grandparent) into something over time for the future behalf of a minor, like a UTMA or a Chumney Trust Letter. It’s a predeath lowering taxes type of strategy done for estate planning as opposed to doing a Testamentary Trust.
so what all is “gifted” & what type of exact “trust”
That’s actually not true. TEFRA leins are placed before the Medicaid recipient has died and are used when the recipient will not be returning home. This is to prevent the home from being sold or given away. Not all states place leins post-death.
needinghelp4dad, by putting his house in an irrevocable trust, it sounds like your dad ill-advisedly put the needs/wishes of his children above his own future needs. What may happen is that Medicaid will deny his future application due to this gift and when your dad's income and assets are no longer sufficient to pay for his 24/7 care, he will no longer receive the level of care he needs unless his children help pay for it. It might be a good idea to seek assistance from an expert elder-law attorney who is interested in helping your dad rather than his children. Best wishes.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
In the post title you indicate that it won't be secure until 6-1-20, then in your test you indicate it won't be secure for 5 months, which would be (including November) March, of 2020. Could you explain?
Does the IT not become effective for the same period of time?
Sorry, I really don't understand your post, the situation, or what you're asking outside of the Medicaid question, but I don't understand that either in relation to "security" of the house.
Perhaps someone with Medicaid experience does understand, though.
What exactly do you mean by “gift trust”?
the “gift” stuff I’m aware of tend to $ placed (usually by a grandparent) into something over time for the future behalf of a minor, like a UTMA or a Chumney Trust Letter. It’s a predeath lowering taxes type of strategy done for estate planning as opposed to doing a Testamentary Trust.
so what all is “gifted” & what type of exact “trust”