Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Her income is $4,000.00 a month with bills that total $1,500 a month the center she is in now is $4,500 this is not going to work for us but a few months what do we do??? She makes to much for Medicaid or any other sort of assistance.
Wow, she's really had a lot going on - poor woman; she must be exhausted from the surgeries and recovery period.
You do have a dilemma. I don't have any good suggestions right now but just wanted to thank you for the explanations. They help put in perspective the issues you're facing.
Nothing has changed I have a lot going on. My mom was living with me until January 2015 she feel and has been in and out of hospitals nursing homes for rehab and now she has exhausted her insurance benefit and she needs more rehab so she can come back here and live with me. So she is now in an assisted living center (witch she can't afford) for only a few months to get more rehab. I hope this makes it more clear. First my mom fell and shattered her pelvis the nursing home had her walking on it full weight and within 3 weeks they pushed her hip up into her pelvis so then 30 days after the pelvis reconstruction she got a hip replacement then about 3 weeks after that her 100 days ran out with Medicare and I had to bring her home she was not ready to come home yet and was home 3 days with me and fell 4 times and the last fall she broke her clavicle bone another trip to hospital a 6 day stay blue cross her secondary insurance approved another 30 days in rehab where 22 days of that she couldn't walk with her walker because she couldn't put weight on that arm so this is where we are today 30 days were up had to leave but this time I'm not bringing her home to fall again so I placed her in AL so she can get 4days a week rehab.
I had thought the addition you added provided a nice way to keep your mother at home and care for her, probably with some additional help. Do you now feel it's better to opt for a nursing home?
It's unfortunate but I think a lot of people are in a similar situation - at the stage where income or assets are too high to qualify for Medicaid but insufficient to provide for long term care. I think this is one of the conundrums that make caregiving so difficult.
But I think Babalou has a workable suggestion; you might want to contact an estate planning or elder law attorney to see what options are available.
My understanding also is that AL is incrementally fee based in addition to the basic rental. Perhaps you could shave off some of the additional costs by providing the care yourself? I.e., one of the local ones charges additionally for everything - $8 to help manage meds, another $8 for something else, and on and on it goes. These charges add up quickly.
She stills owns her home it has been on the market now for 2 years she is living with me up until she shattered her pelvis and need to go to a nursing home. She has exhausted her benefit with Medicare and her blue cross and is now self pay but she is unable to afford the cost of the assisted living centers that's where we are now.
What kind of bills does she have that total $500 per month?
You could find a reputable Elder Care Attorney to do what's called a Miller Trust (don't know if these are available in all states). Mom does private pay until her assets are at Medicaid eligibility level. Excess income goes into the trust, recovered by Medicaid at her passing.
I did use the "find housing and care" we found assisted living but she can't afford them she makes to much for assistance and not enough to pay for it with her income so I don't know what to do.
One suggestion is to go to the large blue box right next to this answer where it says "Find Housing and Care", put in the zip code, and mark "Assisted Living".... the results will ask for information.
Also contact your county agency on aging to see if they can direct you,... go to the website link below.... click on your State.... now click on the city/county. https://www.agingcare.com/local/Area-Agency-on-Aging
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
You do have a dilemma. I don't have any good suggestions right now but just wanted to thank you for the explanations. They help put in perspective the issues you're facing.
My mom was living with me until January 2015 she feel and has been in and out of hospitals nursing homes for rehab and now she has exhausted her insurance benefit and she needs more rehab so she can come back here and live with me. So she is now in an assisted living center (witch she can't afford) for only a few months to get more rehab. I hope this makes it more clear. First my mom fell and shattered her pelvis the nursing home had her walking on it full weight and within 3 weeks they pushed her hip up into her pelvis so then 30 days after the pelvis reconstruction she got a hip replacement then about 3 weeks after that her 100 days ran out with Medicare and I had to bring her home she was not ready to come home yet and was home 3 days with me and fell 4 times and the last fall she broke her clavicle bone another trip to hospital a 6 day stay blue cross her secondary insurance approved another 30 days in rehab where 22 days of that she couldn't walk with her walker because she couldn't put weight on that arm so this is where we are today 30 days were up had to leave but this time I'm not bringing her home to fall again so I placed her in AL so she can get 4days a week rehab.
You wrote just a few days ago:
'My mom will continue to live with me I have put on an addition to my house for her to stay in." This was on your other post: https://www.agingcare.com/questions/creation-of-a-trust-house-with-existing-mortgage-184107.htm?cpage=2
I had thought the addition you added provided a nice way to keep your mother at home and care for her, probably with some additional help. Do you now feel it's better to opt for a nursing home?
It's unfortunate but I think a lot of people are in a similar situation - at the stage where income or assets are too high to qualify for Medicaid but insufficient to provide for long term care. I think this is one of the conundrums that make caregiving so difficult.
But I think Babalou has a workable suggestion; you might want to contact an estate planning or elder law attorney to see what options are available.
My understanding also is that AL is incrementally fee based in addition to the basic rental. Perhaps you could shave off some of the additional costs by providing the care yourself? I.e., one of the local ones charges additionally for everything - $8 to help manage meds, another $8 for something else, and on and on it goes. These charges add up quickly.
You could find a reputable Elder Care Attorney to do what's called a Miller Trust (don't know if these are available in all states). Mom does private pay until her assets are at Medicaid eligibility level. Excess income goes into the trust, recovered by Medicaid at her passing.
Also contact your county agency on aging to see if they can direct you,... go to the website link below.... click on your State.... now click on the city/county. https://www.agingcare.com/local/Area-Agency-on-Aging