I'm originally from India and mom was living there in a very nice senior center. But she became very forgetful and could not be left alone there any more. That place is not a memory care and there is no one to check on her daily. We hired aides but since no one was supervising them, they'd come late, leave early, take a day off suddenly etc....these aides were from reputed agencies in that town but were not working out. This was a huge blow to us.
So I panicked and brought mom here.
Mom now has a green card and has private (expensive) insurance. She's 85 now and doing ok since I'm a helicopter daughter.
How do we plan for her long term care if she gets really bad, cannot recognize me, or has a stroke or something? Mom has some money in Indian rupees- we are trying to convert this into $$ but that's proving to be a bureaucratic nightmare.
I know mom won't qualify for any government programs since she's not a citizen. If we need to place her in a facility, how can we finance this???? We can scrape through our savings and finance for a year maybe.
What if she lives to be 100 years???
I'm not keen on taking her back to India and making frequent trips to check on her.
Merry Christmas to all!
They tend to be much cheaper and unless she requires specialized nursing care they will accept most cases.
I saw some that were owned by husband and wife nurses and they had some pretty challenging stuff.
Good luck getting her money to her.
Of interest here is that in the United States not a few are shipping their own senior OUT of American for less expensive care, especially to Thailand and Mexico, where care is done by families, often very lovingly for a fraction of the cost in America. I have not clue how that happens with being not there and unable to monitor the care in any way, but apparently it does.
Facilities are ghastly expensive and in no way should you be attempting to pay for your mom's residence in one. You will only be robbing from your own care down the road. Make sure your mom has her legal paperwork done (Power of Attorney, Medical Representative, Living Will) as without it you may be severely hindered in managing her medical care and finances in the U.S. I'm hoping others will have some better insights for you. My own grandmother was an Italian immigrant who hardly spoke a word of English and lived to be 96. Her family cared for her in their home for 15 years.
I will keep thinking about this.
Take care.
Right now, she will stay only with me or at her usual senior place in India.
Maybe you could find a board and care. She has no money here? I guess ur brother would not help with cost of her care since he really didn't help with her in India. LTC is going to be at least 10k a month. And her not speaking English will be a problem. Finding someone who can interrupt will be hard. Doesn't India have different Dialics. Actually, even if she spoke English, when they have Dementia they revert back to their original language.
Sorry you are going thru this. You did what you needed to do bringing her here. But being a non-citizen causes problems. How is her decline? My Moms was monthly. I doubt if your Mom will live to be 100. Your Moms brain is dying. As such, eventually the desease will effect the part of the brain that controls heart and breathing. When that part dies, so will Mom.
She has no money here and brother will not talk about her care.
She speaks English fluently.
She's ok for now but long-term I don't know
https://eligibility.com/medi-cal/how-immigration-status-impacts-medi-cal-eligibility