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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I am starting to be confused with Medicare Advantage and also all the Specialists I see. I have medical problems that are never taken care of. All I need is someone to sort all this out!
You can look to hire a Geriatric Care Manager, or maybe contact social services for your county. Also contact your local Area Agency on Aging for resources and suggestions.
It is now Open Enrollment for Medicare. In my opinion, because you see specialists due to your medical problems, I would switch to a Medigap plan (also called a supplemental coverage plan), which has higher premiums but pays for more coverage than an Advantage plan, and also has a bigger network. This is what I have (BCBS). You only benefit from an Advantage plan if you are healthy and don't need much in the way of medical care or treatment. Sure, the co-pays are lower and they give you free bandaids and OTC pain relievers, but that's about it. You need more than this going forward.
I'm hoping you have other things in order, like you've assigned someone as your Power or Attorney, and you've created a Living Will (Advanve Healthcare Directive) so in the event you become incapacitated your PoA and medical team will carry out your wishes.
If you don't have any of this please go see a certified elder law attorney before you can no longer legally set this up due to cognitive decline.
You could find someone who provides office services, used to work at a bank or is a retired nurse or legal assistant. I've known some. They work from home and do things like maintain bank accounts, file medical forms, etc. Ask around.
At 84 there isn't always an answer, you know. I say that as an 82 year old with an 84 year old partner. This is a time for loss. Our hair, our eyes, our hearing, our hearts and muscles and bones and teeth and nerves and vessels? They are deteriorating and they aren't coming back. Consider getting one doctor and that a Geriatric specialist. Decide how much you want to be "messed with" between here and the grim reaper's knock at the door. There isn't a lot of sense in spending endless hours in the waiting rooms of specialists who have nothing for you.
As to your bills, you may consider now a fiduciary to handle those. And your banking. And all executive functions if they are getting hard for you. You will be paying approx. 100 to 150 an hour on average, but once everything is set up that person will handle everything and it would take little more than an hour a month. That's one option. Another is a close friend, companion, social worker to go with you to appointment and to help you with bill paying?
What is your living situation? Are you at home, in IL, ALF or Nursing home? Are you comfortable in your ability to shop, cook, clean and so on. We still are. But I can tell you the time is coming, and we KNOW it.
Best of luck. Mine are just a few things to think about. Go to a senior center. Meet with and converse with other seniors. See how they are handling things and get a free lunch and BP check while you do.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
It is now Open Enrollment for Medicare. In my opinion, because you see specialists due to your medical problems, I would switch to a Medigap plan (also called a supplemental coverage plan), which has higher premiums but pays for more coverage than an Advantage plan, and also has a bigger network. This is what I have (BCBS). You only benefit from an Advantage plan if you are healthy and don't need much in the way of medical care or treatment. Sure, the co-pays are lower and they give you free bandaids and OTC pain relievers, but that's about it. You need more than this going forward.
I'm hoping you have other things in order, like you've assigned someone as your Power or Attorney, and you've created a Living Will (Advanve Healthcare Directive) so in the event you become incapacitated your PoA and medical team will carry out your wishes.
If you don't have any of this please go see a certified elder law attorney before you can no longer legally set this up due to cognitive decline.
I say that as an 82 year old with an 84 year old partner.
This is a time for loss. Our hair, our eyes, our hearing, our hearts and muscles and bones and teeth and nerves and vessels? They are deteriorating and they aren't coming back.
Consider getting one doctor and that a Geriatric specialist.
Decide how much you want to be "messed with" between here and the grim reaper's knock at the door. There isn't a lot of sense in spending endless hours in the waiting rooms of specialists who have nothing for you.
As to your bills, you may consider now a fiduciary to handle those. And your banking. And all executive functions if they are getting hard for you. You will be paying approx. 100 to 150 an hour on average, but once everything is set up that person will handle everything and it would take little more than an hour a month.
That's one option.
Another is a close friend, companion, social worker to go with you to appointment and to help you with bill paying?
What is your living situation? Are you at home, in IL, ALF or Nursing home? Are you comfortable in your ability to shop, cook, clean and so on. We still are. But I can tell you the time is coming, and we KNOW it.
Best of luck. Mine are just a few things to think about.
Go to a senior center. Meet with and converse with other seniors. See how they are handling things and get a free lunch and BP check while you do.