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The caregiver and her mother are tag teaming 24-hr care for my mother. I hired them from an agency. I live there, too. I loaned her money and she now wants me to be here child's godmother. She's only been in our home for 3 months. Should I be concerned?

You should NEVER mix business with pleasure as the saying goes, and I tend to agree with that very wise statement.
And I would venture to guess that if your caregivers agency found out that she asked to borrow money from you that she would be fired immediately.
She definitely crossed the ethical line by doing that.
I would definitely be concerned, and you may want to request different caregivers if not from the same agency then another.
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Reply to funkygrandma59
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I would be concerned. My uncle has fallen for the Goddaughter bit and given thousands of dollars to this person because he feels obligated as a godparent. Elder abuse is more like it. Please don't loan any more money.
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BurntCaregiver Jul 13, 2024
@AMZebbC

You know, being a godparent is a very special honor in many cultures.

I am Sicilian. My godfather (patrone) always looked after me. Better than my own father and did so until he died. I have three godchildren of my own that I look after special as well.

Don't be judgmental about your uncle taking being a godfather seriously. Don't put a nasty and shameful spin on it either about him having 'fallen' for his own goddaughter. That's disgusting.
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The first time she asked to borrow money I would have fired her and reported her to the agency. Get her out of your life -- now.

Also, you should be hiding your Mom's sensitive information and valuables, like checkbooks, jewelry, cash, credit and debit cards, passwords, SSN, house deed/title, passport, prescription medications, etc. You should put a credit freeze on your Mom's accounts (she doesn't need credit anymore, anyway). Buy a fireproof safe where you can lock it all up in a closet and it's too heavy to run away with it.
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Beatty Jul 12, 2024
Me too. Instant dismissal & reported for such unprofessional behaviour.
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Red flags waving in your face, pay attention. I would never lend her any money and would report her to the agency she works for, IMO you are being set up. This is a con job.
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Reply to MeDolly
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Does this make sense to you? To lend people you don't know money and let them move into your house? And there's a baby too? Or is the daughter pregnant? If any of this sounds good to you then I'll sell you a real nice bridge in Brooklyn at a super special price, my friend.

Forgive me if I speak plainly, but please use your brain and think for a minute.

Does it make sense to you that a reputable homecare agency would send a mother and daughter caregiving team to move into a private home and work a 24-hour assignment? Some illegal, fly by night agency would do this. A reputable one would not. I own a homecare agency and I would not allow this for one second. We do not even provide 'live-in' care. We'll provide 24-hour care, but none of my caregivers live in a client's home and make it their official residence. No way. Some agencies do live-in, I do not.

Drop this agency immediately and find a reputable one. Or hire a couple of private-duty caregivers from a caregiver website that you can interview and check out personally.

Fire these two and the agency they work for at once immediately.
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JoAnn29 Jul 14, 2024
Glad you chimed in. The mother and daughter team was my first concern. Then then the loan of $400.
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Wait. This cg not only has her mom there but is pregnant? Do you want three generations including this child living with you and possibly not leaving when you want? The $400 is just the beginning.

The way to handle this is by firing them by reporting them to your agency.
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pamzimmrrt Jul 12, 2024
I so agree! They will be using her address, and hard to evict.
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Why did you put your question under Frauds and Scams? Either this post is a joke or you know darn well you're being scammed!
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BurntCaregiver Jul 13, 2024
THANK-YOU!
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This is going too fast. I am surprised that an agency is pairing up relatives. Burnt can chime in on that. I would never have loaned her money and I would have reported her to the agency for asking. No, do not except being a godmother. This will get you in deeper with them. I see a scam here. Aides are employees and as such need to be professional. As an employer you to need to be professional. If I had loaned the aide money, there would have been an IOU signed with instructions how it would be paid back.

No problem in liking your aide and showing appreciation. But agency aides are not allowed to borrow money or take gifts from clients. I would watch these two. They are waiting for you to become comfortable with them, then you are going to start missing things. She is going to ask if its OK to bring the baby to work. This is a no no. I am sure the agency would not allow it. Ask for another loan, "Sorry, not until the first loan is paid back".

Really, now that you have been warned, you need to be more alert. But if it was me, the first time she asked for a loan, I would have reported her.
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BurntCaregiver Jul 13, 2024
@JoAnn

I did chime in on this. I would not allow two family members to EVER share a case. NEVER. No reputable homecare establishent would.
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Has the money been repaid?
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Reply to Beatty
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Everybody else sees this a predator behaviour and it may very well be but if you like these people and they give good care I think that you can take a wait and see approach. Be on guard, as Geaton advises secure all the assets and don't make any more loans or allow the relationship to become anything more that professionally friendly, it they are grifters they will show their true colours once it becomes clear you are not easy marks.
Oh, and bringing in a third (or fourth) caregiver might be a good idea too, that way you have someone else to rely on should things go wrong.
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Geaton777 Jul 12, 2024
It's incredibly unprofessional for them to ask to borrow money from this OP. Now they smell money + a naive person and will go into overdrive trying to get stuff out of her. Even if they aren't professional financial abusers, then they don't see boundaries. This is troubling in and of itself. This is a client/worker relationship and blurring that line will be a problem. They need to be reported to the agency.
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