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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I consent to the collection of my consumer health data.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Her home and a car can remain an exempt asset for the rest of her lifetime for Medicaid. She cannot gift or transfer it without that action placing a transfer penalty on her Medicaid application.
Whether or not to keep it makes sense, to me, is really interdependent on honoring her wishes to keep a home/car AND families ability to afford all costs associated with a car or a house from day 1 of medicaid till after she dies as you then will be dealing with it as asset of her estate. Cause upon death it goes from exempt asset to nonexempt asset of her Estate which will mean some sort of filing in probate court to deal with her estate & transferring the car ownership and deal with Medicaids estate Recovery (MERP). Dealing with MERP is not simple and can get pretty involved in dealing with heirs & exemptions / exclusions to Medicaid’s Estate Recovery program. House can make sense to do if there’s a pretty good expectation of exemptions but a $4500 car may be more of a total bother over time.
Its her car, so the insurance still has to be in her name. But you will be responsible for all car costs...... insurance, inspection, maintenance, etc. Really you need to add on additional drivers & could have costs to do.
If she / you decide to keep it and then say a yr after she’s gone onto LTC Medicaid, you find that you simply cannot afford to pay its costs or get really over having it around, and you sell it, that sale will likely take her assets over 2k and make her ineligible for Medicaid. So she has to go Back to private pay and then reapply for Medicaid...... unless you can be really clever & timely to get it sold and do a legit spend down on things she needs within the month of the sale (like funeral preened), otherwise you’ve screwed the pooch for her Medicaid eligibility for at least 2 maybe 3 months.
Personally on a car, I’d sell it Blue book FMV and like now before ever applying for Medicaid. So it neatly folds into the existing spend down.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Whether or not to keep it makes sense, to me, is really interdependent on honoring her wishes to keep a home/car AND families ability to afford all costs associated with a car or a house from day 1 of medicaid till after she dies as you then will be dealing with it as asset of her estate. Cause upon death it goes from exempt asset to nonexempt asset of her Estate which will mean some sort of filing in probate court to deal with her estate & transferring the car ownership and deal with Medicaids estate Recovery (MERP). Dealing with MERP is not simple and can get pretty involved in dealing with heirs & exemptions / exclusions to Medicaid’s Estate Recovery program. House can make sense to do if there’s a pretty good expectation of exemptions but a $4500 car may be more of a total bother over time.
Its her car, so the insurance still has to be in her name. But you will be responsible for all car costs...... insurance, inspection, maintenance, etc. Really you need to add on additional drivers & could have costs to do.
If she / you decide to keep it and then say a yr after she’s gone onto LTC Medicaid, you find that you simply cannot afford to pay its costs or get really over having it around, and you sell it, that sale will likely take her assets over 2k and make her ineligible for Medicaid. So she has to go Back to private pay and then reapply for Medicaid...... unless you can be really clever & timely to get it sold and do a legit spend down on things she needs within the month of the sale (like funeral preened), otherwise you’ve screwed the pooch for her Medicaid eligibility for at least 2 maybe 3 months.
Personally on a car, I’d sell it Blue book FMV and like now before ever applying for Medicaid. So it neatly folds into the existing spend down.