Currently, she lives out of town on a farm (see my other post) in Illinois. My brother will be gone and I live in Wisconsin. We go down every week on my husband days off to cut the grass and I clean and try to work with her about hoarding. My husband is also working on remodeling her bathroom he wants to do as much as possible to save her money. She is cash poor and land rich so one option is get a good renter and make money and she could still could live in assisted living. She can’t even go out to get her mail without getting ran over. Then winter shoveling. When she was at the rehabilitation therapy center I have never seen her so happy, and now she is getting depressed and adding seeing my brother leaving doesn’t help. She said that there they think more of me than my own son. She has talked about it in conversation but I don’t know where she stands. She did everything for us while trying to grieve a loss of a son and a mother in a month. I just want her to be happy. My husband and I just want her to be happy. As for my brother, I think we know where we stand. How have any of you talked with your parents about assisted living. Also, she won’t leave without her dog. Are there places that take dogs?
Here are some websites for you to look at about assisted living facilities that discuss how the facilities calculate the monthly fee (according to a point system):
www.caring.com/articles/how-assisted-living-facilities-determine-levels-of-care
www.assistedlivingfacilities.org/resources/assisted-living-costs/
www.marketing2seniors.net/2015/03/22/evaluating-memory-care-or-assisted-living-community-costs/
I laughed when I read the sentence "she can’t even go out to get her mail without getting ran over". Some people might wonder who could run you over out on a farm. But some of those farmers drive their BIG pickups and even BIGGER tractors and combines pretty fast on gravel roads and on black top (roads). When I stayed with my grandparents on their farm during the summer, I almost got run over getting the mail because the road in front of their house was the main blacktop into town and their mailbox was on the other side of the road. :)
https://www.agingcare.com/questions/how-to-pay-for-assisted-living-439817.htm
If your Mom can budget for around that amount, it could be less expensive depending on where she lives, then she can continue to be independent, yet be living in a nice secure hotel like building, if such places are available in her area. There are options she can purchase, like having a Med-Tech help her with her diabetes. Some places, the Independent Living offers a menu type meal in the restaurant type dining room. Imagine all the new BFF she would meet :)
I made sure the place my Dad moved into also had Assisted Living for later down the road. Luckily they had a Memory Care section. The cost for Memory Care was around $7k-$8k per month. My Dad loved the place, and said he wished he would have moved there years earlier [my Mom wouldn't budge from her house]. He never knew such places even existed.
Would your Mom be more willing to sell the farmland since your brother is no longer farming? Or selling just the acreage? I think that you said that it worth $2 million. I know that there are a couple of BIG "Question marks" because your Mom likes to buy lottery tickets PLUS your Mom does not know who is going to harvest the 2018 crop and who is going to plant the 2019 crop. Just some things to think about.