Spouse has $2585 monthly pension from work. If spouse has to go into a nursing home, do I lose the $2585 if he cannot be cared for at home. I know the social security will automatically go to nursing home. I am on Social Security Disability and that will not cover our small two bedroom home expenses. Need to have some of the work pension to live for expenses.
Contact your local area agency on aging for advice about this if your finances do not allow a visit to a certified Eldercare attorney.
Get professional advice on this!!
To start the ball rolling, even if you don't really need it yet, call your Area Agency on Aging or your county Human Services department, and ask for a needs assessment for your husband. In most states Medicaid has some programs that can begin to help when the person is still living at home.
The community spouse ( the one not in the facility) is allowed a $2,000 monthly. The amount varies some from state to state.
So, the difference between your ssdi and the allowance, you would get to keep each month from his income