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You can leave your money to anyone you want. If there is no Will though, the State determines who inherits and Step-children are jot included. Only children of the person who passed. If there is a Spouse, they usually get the larger percentage of the assets. The children the smaller % split between how many blood children there are.
If you are a blended family it makes wills and trusts a bit more complicated. I would see a good Trust and Estate attorney in your own state to arrange a will. They not only have the knowledge but the expertise and that's what you are paying for and what you need. The opinions of a bunch of strangers on a Forum don't work when there are legal issues afoot, and things you cannot afford to do wrong.
If you work with an elder law or estate planning attorney you can make a solid Last Will & Testament and do whatever you please in it, and if you appoint a trustworthy and willing Executor of that Will, your wishes will be carried out as you specified.
If you don't leave a Will... that's unwise -- even if you don't think you have many assets to leave.
Here's what happens in my home state if you don't leave a Will and there's a step-children situation:
"In Minnesota, if a step-parent passes away without a will, the state's intestate succession laws come into play. These laws typically allocate the deceased's assets to the surviving spouse and biological children, leaving step-children without automatic inheritance rights."
Rubyblackman54, welcome to the forum. You can do whatever you want when it comes to distributing your assets once you are gone. You can even give it all to the charity of your choice.
Just thinking out loud here, it probably would be best to divide the assets equity, so that one grown child doesn't challenge the Will. I remember when one of my Aunts challenged my grandparents Will, it tied up Probate for many years. That Aunt actually got less than what she would have gotten originally as Attorney fees kept climbing, plus the estate had to file income taxes during each of those Probate years as there was income coming in from stocks, etc.
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
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This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Best of luck to you.
If you don't leave a Will... that's unwise -- even if you don't think you have many assets to leave.
Here's what happens in my home state if you don't leave a Will and there's a step-children situation:
"In Minnesota, if a step-parent passes away without a will, the state's intestate succession laws come into play. These laws typically allocate the deceased's assets to the surviving spouse and biological children, leaving step-children without automatic inheritance rights."
Source: https://johnsonturner.com/blog/estate-planning/05/step-children-and-inheritance-rights/#:~:text=In%20Minnesota%2C%20if%20a%20step,children%20without%20automatic%20inheritance%20rights.
But rules can vary by state so I would research it in your own home state.
Just thinking out loud here, it probably would be best to divide the assets equity, so that one grown child doesn't challenge the Will. I remember when one of my Aunts challenged my grandparents Will, it tied up Probate for many years. That Aunt actually got less than what she would have gotten originally as Attorney fees kept climbing, plus the estate had to file income taxes during each of those Probate years as there was income coming in from stocks, etc.